Page 13 - Milestone Building Services

American
Heritage Life
Insurance Company

Protecting those you love
during life’s most
challenging times

Term Life Insurance from Allstate Benefits
**

A death not only lea v es behind lo v ed ones, but can also lea v e financial o b l i g a t i o n s . DID YOU
A death not only leaves behind loved ones, but can also leave financial obligations.
And, if y ou’r e lik e most people, y ou don’t ha v e enough lif e insur anc e t o k eep y our KNOW?
And, if you’re like most people, you don’t have enough life insurance to keep your
ed
amily afloat if an une
v
xpect
n
o
ed death oc
cur
our
self and y
our lo
s. Giv
e y
s

a
e
f family afloat if an unexpected death occurs. Give yourself and your loved ones a
gif t of lo v e – put y our self in Good Hands with c o v er ag e fr om Allstat e Benefits.
gift of love – put yourself in Good Hands with coverage from Allstate Benefits.
W ithout a T erm Lif e Insur anc e policy , y our f amily ma y ha v e t o tap int o their sa vings,
Without a Term Life Insurance policy, your family may have to tap into their savings,
r retirement, or 401k to help cover final expenses and everyday living expenses should a
v
ery
etir
xpenses and e
er final e
xpenses should
o
o help c
ement, or 401k t
a
da
y living e
v
xpect
edly
his pr
oduct is r
. T
v
o
s, with c
e
ag
er
able e
w
ene
ear
ery 20 y
v
eadwinner die une
br
breadwinner die unexpectedly. This product is renewable every 20 years, with coverage
ending at age 70. .
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e 7
ending at ag
A number of financial concerns
Her
’
s Ho
Here’s How It Works remain consistent from person to
ork
e
w It W
s
o
ith planning, the death
v
er
. W
amily
Y
e that’
s right f
ou choose the c
You choose the coverage that’s right for you and your family. With planning, the death person, including long-term care,
ag
our f
or y
ou and y
ee fr
e or f
benefit can pas
o y
e tax
onsult
om stat
our beneficiaries fr
es. C
al estat
s t
benefit can pass to your beneficiaries free from state or federal estate taxes. Consult financial security of dependents,
eder
o an end, y
or specific inf
with y
our tax advisor f
hen, when lif
e c
omes t
our
with your tax advisor for specific information. Then, when life comes to an end, your credit card debt, and having a
ormation. T
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ee death benefit that can be used t
fr
o help pa
-
al
beneficiary can r
y f
ec
eiv
or funer
e a tax
beneficiary can receive a tax-free death benefit that can be used to help pay for funeral comfortable retirement.
e pa
e.
xpenses, mor
expenses, mortgage payments and more.
t
yments and mor
g
ag
e
Meeting Y
Meeting Your Needs 69%
our Needs
v
e behind

o lea
ou choose the death benefit amount t
•

• You choose the death benefit amount to leave behind Sixty-nine percent of people
Y
•
er
Individual c
en) can be
our spouse
ag
• Individual coverage is available for both you and your spouse. Your child(ren) can be surveyed would have trouble
e is a
o
v

. Y
or both y
our child(r

ou and y
v
ailable f

covered through the addition of the Children's Term Rider
c o v er ed thr ough the addition of the C hildr en's T erm Rider paying living expenses in two
e aff

• Premiums are affordable years or less if they were to lose
r

•
P
or
emiums ar
dable
their primary wage earner.
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• Conversion available before age 65
er
v

v
ailable bef
sion a
on
e 65
C
•
or
e ag

ectly t

our designat
o y
ee death benefit paid dir
ax
T
fr
-
• • Tax-free death benefit paid directly to your designated beneficiary*ed beneficiary**
With Allstate Benefits, you gain peace of mind knowing your loved ones will receive a
W ith Allstat e Benefits, y ou g ain peac e of mind kno wing y our lo v ed ones will r ec eiv e a
financial saf et y net when y ou die – think of it as y our final gif t of lo v e.
financial safety net when you die – think of it as your final gift of love.
Y
ood hands
?
ou in g
e y
Ar
ou can be.
Are you in good hands? You can be.
® ®
*Allstate Benefits is the marketing name used by American Heritage Life Insurance Company, a subsidiary of The Allstate
Corporation. 2017 Insurance Barometer Study, LIMRA
1
**With proper planning, the death benefit can pass to your beneficiaries free from state or federal estate
taxes. Please consult with your tax advisor for specific information.
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