Page 3 - Mom's Flipbook

o A Hospital Indemnity Plan: Pays cash benefits to you for a covered
hospitalization (sickness and injury) for you and any covered family
members. Also pays a fixed benefit for delivery of a child in a hospital by a
covered mother. A great safety net to help protect yourself from sudden
and unexpected big hospital bills and deductibles.

o The Accident Plan: Pays benefits for any treatment of covered injuries
(both on & off the job) for you and any covered family member. Pays in
addition to any other benefits and generally pays bigger benefits the more
serious the injury. Includes Accidental Death Life Insurance for all
covered family members and includes $100-$200 of benefits for
preventative Dr. Visits like dental exams, eye exams, physical exams &
check-ups.

o The Critical Illness & Cancer Plan: This is a specific illness plan for
things like Cancer, Heart Attacks, Strokes and much more. Pays a large
$10,000 or $20,000 lump-sum benefit to you to help you focus on getting
better and not so much on how you’re going to pay for everything. Pays in
addition to any other benefits you may have and includes an annual $100
per covered person, per calendar year wellness benefit.

Again, each plan pays its own cash benefits to you, and pays in addition to any
other insurance you may have. Supplemental Insurance Plans are a financial
safety net to help protect you against sudden medical bills. Great News…These
Supplemental Plans are all “Pre-Tax Qualified” which means the premiums
come out of your paycheck on a pre-tax basis which saves you an additional
25-30% off the stated premiums.

Guaranteed Issue – Only During This Open Enrollment

Please note that these new benefits are initially being offered to you on what is called a
“Guaranteed Issue” basis which basically means everyone who wants to participate
can do so regardless of medical history. For any existing employee, This Guaranteed
Issue offer is only available to you during this open enrollment period. If you
decline coverage during this open enrollment period, and later decide you want to
enroll, you will have to qualify by answering medical background questions, the answers
to which will determine if you are accepted or declined. So please make sure you look
at these benefits and take advantage of this Guaranteed Issue underwriting period if
you are interested – especially if you currently have any medical conditions.

Term to 100 Life Insurance - You can’t get it on this online enrollment
platform

Unfortunately, most online employee benefit enrollment platforms can’t handle taking
enrollment for Voluntary Life Insurance Benefits. As such, If you are interested in the
Term to 100 Life insurance, please contact our Allstate Benefits Specialist – Andrew
Waller through the link below, and he will provide you with information and sign you up if
you decide to do so. The Term to 100 Life Insurance is also being offered on a
Guaranteed Issue basis but only during this open enrollment period.