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WHO PAYS

WHAT?

THE SELLER GENERALLY PAYS FOR: NEGOTIATED

+ Owner’s title insurance policy premium TERMS:
+ Real estate commission There are many
+ Half of the escrow fee opportunities for
+ Any seller concessions specified in the purchase contract negotiation in a home sale
+ Payoff plus any fees, charges, and/or penalties and interest on all beyond the price of the
loans made by the Seller, including statement fees, reconveyance property. Some things that
fees, and/or prepayment fees are typically negotiated are
+ Any encumbrance of record against the Seller closing cost credits, closing
+ Recording charges to clear all documents of record against the date, inspection repairs,
Seller HOA transfer fee and home
+ Home warranty if specified in the purchase contract warranties. All terms will
+ Prorated property taxes and/or delinquent taxes to date of close be documented in the
+ Unpaid HOA dues or assessments of record (if applicable) Purchase Contract. Decide
+ HOA Disclosure Statement (if applicable) what is important to you,
and ask your real estate
agent if there is something
you want to negotiate.

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