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Pioneer Title Agency
COMMITMENT TO SERVICE
COMMITMENT TO SERVICE
TABLE OF CONTENTS
TABLE OF CONTENTS
THE PURCHASE
Don’t Make a Move Without a Realtor® 1
Why Does a Realtor Charge Commission? 2
Purchasing New Homes and Construction 3
Closing Tips 4
C.L.U.E. 5
Steps of the Home Purchase Process 6
Homebuyer Note Sheets 7
Estimating Your Home Cost Payment 10
Explanation of Estimated Costs 11
Explanation of Closing Costs 13
Title Insurance Premiums 14
THE LOAN PROCESS
Items Required for Loan Application 15
Explanation of “Points” 16
THE FUNCTION OF A TITLE COMPANY
What is Escrow? 17
Reviewing Your Title Commitment 18
Arizona’s “Good Funds” Law 19
Property Tax Information 20
Ensure a Smooth Closing 21
TITLE INSURANCE
Holding Title to Real Property 22
Ten Reasons a Buyer or Seller Should Request a Homeowner’s Policy 23
Revised 8/2020
