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Welcome to Alexander’s Mobility Services!

This guide provides a summary of your benefit options and is designed to help you make choices and enroll for coverage. If you
would like more information about any of the benefits described here, please contact your local Office Administrator as shown on
page 4 of this guide.

Contents

Important Information ………………………………………… 2 Tips for Using Your Dental Benefits ……………………. 10

Enrollment Information ……………………………………….. 3 Vision Insurance …………………………………………………. 11
Resources and Contacts ….…………………………………… 4 Life and AD&D Insurance …………………………………... 12
Online Benefits Enrollment ………………………………….. 5 Disability Insurance ………………………………………….... 13
Medical Insurance ……………………………………………….. 6 Travel Assistance ………………………………………………... 13

Health Advocate ………………………………………………….. 6 Flexible Spending Accounts ………………………………… 14
Tips for Using Your Medical Benefits …………………... 8 Employee Contributions ……………………………………... 15

Dental Insurance …………………………………………………. 10

IMPORTANT INFORMATION

The Affordable Care Act and You

The Affordable Care Act (ACA) requires nearly every American to be enrolled in medical coverage or pay a penalty. This is referred
to as the individual mandate. You have several options to satisfy this requirement:
• Enroll in a medical plan offered by Alexander’s Mobility Services or another group plan
• Purchase coverage through a health insurance marketplace
• Enroll in coverage through a government sponsored program
• Have no coverage and incur a tax penalty

Because Alexander’s Mobility Services’ medical plans are considered affordable and meet minimum value under Health Care
Reform, you will not generally see lower premiums or out-of-pocket costs through the marketplace. In addition, employer
contributions to your medical benefits will be lost if you choose to purchase coverage through the marketplace, and your portion of
medical premiums will no longer be paid via payroll deductions on a pre-tax basis.

For more information on your coverage options, please visit www.healthcare.gov.

Annual Notices

Various state and federal laws require that employers provide disclosure and annual notices to their plan participants. Alexander’s
Mobility Services has posted all federally required annual notices on ADP and our intranet for you to download and read at your
convenience.

The following is a list of the annual notices:
• Medicare Part D Notice of Creditable Coverage
• HIPAA Notice of Privacy Practices
• Women's Health and Cancer Rights Act (WHCRA)
• Newborns’ and Mothers’ Health Protection Act
• Special Enrollment Rights
• Medicaid & Children’s Health Insurance Program
• Summary of Benefits and Coverage

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