Page 24 - GESMN 2019 Benefits Enrollment Guide

Critical Illness Coverage

Critical illness coverage through Cigna is offered to eligible employees who work Wellness
20+ hours per week. This coverage is designed to help offset the financial effects of Benefit
a catastrophic illness with a lump sum cash benefit if you or a loved one are
This benefit pays $50 per
diagnosed with a covered critical illness. The critical illness benefit is based on the calendar year per covered
amount of coverage in effect on the date of diagnosis of a critical illness or the member if a covered health
screening test is performed
date treatment is received according to the terms and provisions of the policy.
(after a 30-day waiting
period), including blood
During benefits enrollment, you can elect this coverage without medical questions. tests, chest x-rays, stress
tests, mammograms and
➢ Employee options: $5,000/$10,000/$20,000 benefit. colonoscopies. A full list of
covered tests will be provided
➢ Spouse: 50% of employee-elected benefit. in your certificate.
➢ Child(ren): 25% of employee-elected benefit.

➢ Coverage is portable, which means you can take this plan with you if you
no longer work for the organization.

Covered Conditions Percentage of Benefit Payable Upon Diagnosis
Cancer 100%
Heart Attack 100%
Stroke 100%
Renal (Kidney) Failure 100%
Major Organ Transplant 100%
Paralysis 100%
Amyotrophic Lateral Sclerosis (ALS) 100%
Blindness 100%
Coronary Artery Bypass Graft 25%
Carcinoma in situ 25%

Rates for this plan are available through the enrollment portal as they vary based on age and benefit
amount selected.

If you have a claim to submit for any of the above plans, contact CIGNA
to begin the process. Get started on cigna.com or by calling 800-754-3207.

When you submit a claim, you will need to identify as an employee of
Goodwill-Easter Seals Minnesota. They service other Easter Seals clients,
so you will need to mention you are part of our organization.

You can also provide the following plan numbers:

AI 960356 - Accident Plan
CI 960367 - Critical Illness Plan
HI 960062 - Hospital Indemnity Plan 24