Page 35 - Dental Benefit Plan Summary
P. 35

TEXAS MUTUAL INSURANCE COMPANY DENTAL PPO PLAN




                   The tables below describe the time frames which you and the Claims Administrator are
                   required to follow.


                                                    Urgent Care Claims
                                                                        *
                                      Type of Claim or Appeal                            Timing
                     If your claim is incomplete, UnitedHealthcare Dental must          24 hours
                     notify you within:

                     You must then provide completed claim information to             48 hours after
                     UnitedHealthcare Dental within:                                 receiving notice
                     If your initial claim is denied, UnitedHealthcare Dental must notify you of the denial:

                     ■  if the initial claim is complete, within:                       72 hours
                     ■  after receiving the completed claim (if the initial claim is
                         incomplete), within:                                           48 hours

                                                                                      180 days after
                     You must appeal the claim denial no later than:
                                                                                   receiving the denial

                     UnitedHealthcare Dental must notify you of the appeal            72 hours after
                     decision within:                                              receiving the appeal


                   * You do not need to submit Urgent Care appeals in writing. You should call UnitedHealthcare
                   Dental as soon as possible to appeal an Urgent Care claim.


                                                     Pre-Service Claims
                                      Type of Claim or Appeal                            Timing

                     If your claim is filed improperly, UnitedHealthcare Dental
                     must notify you within:                                             5 days

                     If your claim is incomplete, UnitedHealthcare Dental must           15 days
                     notify you within:

                     You must then provide completed claim information to         45 days after receiving
                     UnitedHealthcare Dental within:                               an extension notice
                                                                                                     *
                     If your initial claim is denied, you must be notified of the denial:
                     ■  if the initial claim is complete, within:                        15 days

                     ■  after receiving the completed claim (if the initial claim is
                         incomplete), within:                                            15 days

                                                                                      180 days after
                     You must appeal the claim denial no later than:
                                                                                   receiving the denial




                   30                                                        SECTION 6 - CLAIMS PROCEDURES
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