Page 50 - 2021 Medical Plan SPD
P. 50

Texas Mutual Insurance Company Medical Plan


               •     Short-term grief counseling for immediate family members while you are receiving hospice care.
               Benefits are available when you receive hospice care from a licensed hospice agency.

               You can call the Claims Administrator at the telephone number on your ID card for information about the
               Claims Administrator's guidelines for hospice care.


               Hospital - Inpatient Stay
               Services and supplies provided during an Inpatient Stay in a Hospital.

               Benefits are available for:
               •     Supplies and non-Physician services received during the Inpatient Stay.

               •     Room and board in a Semi-private Room (a room with two or more beds).
               •     Physician services for radiologists, anesthesiologists, pathologists and Emergency room
                     Physicians. (Benefits for other Physician services are described under Physician Fees for Surgical
                     and Medical Services.)


               Lab, X-Ray and Diagnostic - Outpatient
               Services for Sickness and Injury-related diagnostic purposes, received on an outpatient basis at a
               Hospital or Alternate Facility or in a Physician's office include:
               •     Lab and radiology/X-ray.

               •     Mammography.
               Benefits include:

               •     The facility charge and the charge for supplies and equipment.
               •     Physician services for radiologists, anesthesiologists and pathologists. (Benefits for other Physician
                     services are described under Physician Fees for Surgical and Medical Services.)
               •     Genetic Testing ordered by a Physician which results in available medical treatment options
                     following Genetic Counseling.
               •     Presumptive Drug Tests and Definitive Drug Tests.
               Lab, X-ray and diagnostic services for preventive care are described under Preventive Care Services.

               CT scans, PET scans, MRI, MRA, nuclear medicine and major diagnostic services are described under
               Major Diagnostic and Imaging - Outpatient.


               Major Diagnostic and Imaging - Outpatient
               Services for CT scans, PET scans, MRI, MRA, nuclear medicine and major diagnostic services received
               on an outpatient basis at a Hospital or Alternate Facility or in a Physician's office.
               Benefits include:

               •     The facility charge and the charge for supplies and equipment.
               •     Physician services for radiologists, anesthesiologists and pathologists. (Benefits for other Physician
                     services are described under Physician Fees for Surgical and Medical Services.)





               47                                                      Section 1: Covered Health Care Services
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