Page 137 - Smart Money
P. 137

CHECKLIST OF

                                DOCUMENTS FOR


                 APPLYING FOR FINANCE



             Most lenders require the same documents to approve a loan. Make sure
             you bring the documents below to your meeting with your broker to
             help fast-track your loan application.
             This is a general checklist so some of the documents may not apply to
             you. Your broker will confirm which documents you need.


             Personal identification
                  $  100 points of ID are required.  A current Passport or Birth
                   Certificate = 70 points. Drivers Licence = 40 points. (Please note
                   if these documents are in your maiden name, you will also need to
                   provide a copy of your Marriage Certificate)

                  $  Other documents that help build up 100 points include: a
                   Medicare card, Credit card,  ATM/Debit card, Council Rates
                   Notice, Pensioner Concession card, Health Care card, Tertiary
                   Student ID card


             Income details
                  $  The two most recent payslips from your employer. (Ideally these
                   will show the company name, number of payslip and year-to-date
                   income figure)


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