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CHAPTER 2
How to make your mortgage
work for you
In the previous chapter, we talked about the importance of having a good
attitude towards managing your money in a smart way and thinking
about your future so that you can avoid financial pain down the track.
We discussed how to avoid making mistakes and listening to the wrong
people. So this chapter is for people who already have a mortgage, but
we are also going to talk about the mortgage process for people that are
interested in buying their first property as well.
I am going to give you an overview of the mortgage process – what
happens and when it happens. Everyone’s situation is different, so we
need the most suitable solution for that particular client. I’ll show you
some mistakes to avoid, things that might alert you to what can happen
before it happens, how to pay your mortgage off faster so you can have
the financial freedom that we spoke about earlier, and why you need to
work with a professional adviser. I can point you in the right direction so
that you, too, can get ahead in life.
Mortgage process
The mortgage process is all about getting your finances in order. Obviously,
you need to save some money. First, look at what you are spending and
