Page 60 - Smart Money

Chapter 2

We take the hard work out of the process, and eliminate the complexity
and make it stress-free for you. We find the best choices for our clients
and make sure you are heading in the right direction, because the cheapest
is not always the best. We’ll match your current situation with the right
options. And we can tailor the options for certain circumstances to avoid
costly mistakes, as well.

Key Point
I want to reiterate the importance of using professionals. People talk to
friends or look at something online and think they are an expert, but
there is so much more to getting a home loan and buying a property
than you might think.

Key takeaways
It is most important to connect with the right people and engage a
mortgage broker to see you through the process, but you should also get
the right mortgage broker – not every broker knows their stuff. Dealing
with the right people throughout the process is really, really important so
make sure that you keep in touch with everybody.

You need to look forward to what you’ve got happening in the future as
well, and make sure that you know what you are doing. Once you have
purchased your property, you want to pay it off as quickly as possible
using the tips we’ve discussed – by making extra payments, utilising an
offset account or a credit card, and paying your mortgage weekly instead
of monthly, because all of these things will save you a lot of money.