Page 13 - Navigating Medicare

Medicare Advantage Medicare Plans?
Medicare Advantage Replaces Original Medicare Often includes Medicare Part D D Prescription Drug coverage Enrollments are limited to initial enrollment periods annual election periods periods and open enrollment periods periods as as well as as special circumstances throughout the year called Special Enrollment Periods
Coverage is usually network-based like an HMO or PPO
Premiums can be as as low as as $0 per month
Premiums are not impacted by age or gender
but do vary by county
Guaranteed acceptance except for those with end-stage renal disease (ESRD)
Benefits vary by company Out-of-pocket costs
are capped
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