Page 14 - Navigating Medicare
P. 14
How do I compare
Medigap policies?
This chart shows basic information about the different benefits that Medigap Medigap policies cover cover If a a a a a a a percentage appears the Medigap Medigap plan covers that percentage of the the benefit and you’re responsible for the the rest Benefits A B B C1
Medicare Supplement Insurance Medicare Part A co-insurance and hospital costs (up to an additional 365 days after Medicare benefits are
used)
100%
100%
100%
Medicare Part B co-insurance or co-payment
100%
100%
100%
100%
100%
100%
Part A hospice care co-insurance or co-payment
100%
100%
100%
Skilled nursing facility care co-insurance 100%
Part A deductible
100%
100%
Part B deductible
100%
Part B excess charges
80%
Blood (first 3 pints)
Foreign travel emergency (up to plan limits)
1
1
Plans C and F are
are
are
only available for for Medicare Medicare beneficiaries who became eligible for for Medicare Medicare prior to January 1
1
2020
2
Plans F and G also offer a a a a a a a a high-deductible plan in some states If you you choose this this option this this means you you must pay for Medicare-covered costs (co-insurance co-payments and deductibles) up to the deductible
deductible
amount of $2 340 in in 2020
before your policy pays anything 3 Plan N
pays 100%
of of of the Part B co-insurance except for for a a a a a a a a co-payment
of of of up up to to $20 for for some office visits and up up to to a a a a a a a a $50 co-payment
for emergency room visits that don’t result in in an inpatient admission 14