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Q OMAR MUSTAFA ANSARI
Secretary General
Accounting & Auditing Organisation For Islamic Financial
Institutions (Aaoifi) WHO'S WHO PROFILE

MR. RAFIK NAYED
Group Chief Executive Officer
(Al Salam Bank)
Mr. Rafik Nayed is a seasoned banker with over 30 years
P S BALASUBRAMANYAM of experience. He joined Al Salam Bank from Deutsche
Managing Partner – Russell Bedford Assure Audit Bank where he held several positions, including Vice
Managing Director - Assure Consulting WLL Chairman of the MENA region, Chief Country Officer
P. S. Balasubramanyam (Balu) is a Chartered Accountant for the UAE and Senior Executive Officer of Deutsche
(FCA) and member of the British Institute of Management, Bank AG Dubai (DIFC). Before joining Deutsche Bank,
U.K. He held very senior positions in the Insurance Mr. Nayed was the Chief Executive Officer of the Libyan
Industry and FMCG business in the Middle East and Investment Authority and prior to that worked for many
Europe. He had his audit training with Deloitte (F & R). years in the oil and gas and financial services industries
in a variety of senior international positions. He currently
About two decades ago, he established his Audit & serves as a Chairman of Gulf African Bank and a board
Consultancy practice in Bahrain. He is an Advisor to several member of Solidarity Group.
companies in Bahrain and India. He was instrumental in
establishing a large multi-specialty hospital in Bahrain and
Q RAFIQ JAFFER
was on its board for several years. He restructured a large Partner, Banking & finance (Bahrain, KSA and UAE)
business group to a dynamic and profitable business. He Al Tamimi & Company
revived a large insurance company back to stability and
growth and brought in new management.
He is highly connected with top officials in the Kingdom of
Bahrain & GCC, India, Malaysia and the United Kingdom.
With his wide network of contacts, he is able to assist
companies with acquisitions and strategic alliances. Assist
client buyers and sellers make informed decisions and
execute transactions while focusing on their expectations.
He also served as the Chairman of the Bahrain Chapter of
the Institute of Chartered Accountants of India (BCICAI).
He is a founder Board member and presently the Vice
Chairman of Bahrain India Society (BIS). He is an
Executive Committee member of the Indian Community
Relief Fund (ICRF).
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Bahrain Banks Directory 2023 43