Page 6 - Santa Clara eGuide
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Strength | Expertise | Service
165 Years in Business
Chicago Title’s ALTA Homeowner’s poStlriecnygth | Expertise | Service
165 Years in Business
Chicago Title is pleased to o er the most comprehensive coverage policy that bene ts all three parties in a real estate transaction:
Buyer, Seller, and the Real Estate Agent. Our ALTA Homeowner’s Policy o er the most comprehensive title insurance coverage available.
HOMEOWNER’S POLICY Coverage is for 1-4 Residences Why Chicago Title
Someone claims an interest in the title of your property Chicago Title is a member of the FNF family of title companies,
Improperly signed documents the nation's largest title insurer with assets of more than
Forgery, Fraud in Mortgages, and Duress in execution of wills, $5.3 billion. This nancial strength gives you the security and
deeds and instruments conveying or establishing title protection you deserve.
Defective public recorded documents
Restrictive Covenant Violations Protecting all Real Estate Professionals
Liens on the title of your property because there are:
(a) Open deed(s) of trust Chicago Title’s ALTA Homeowner’s policy decreases agent’s
(b) Judgement, Tax or Special Tax Assessment exposure in a transaction regarding certain title matters and
(c) Charge by HOA Increases the resale potential of the home by insuring additional
Unmarketable Title title risks. Your reputation is completely safe with us. We simply
Lack of Right of Access to and from the Land deliver peace of mind.
Protection againist any or all Mechanic’s Lien
Forced removal of structure because it: Highest Data Information Security
(a) extends onto other land or other easement(s)
(b) violates a restriction in Schedule B Chicago Title fully complies with the Gramm Leach Bliley
(c) violates an existing zoning law Financial Modernization Services Act, which is a federal act to:
Cannot use land for SFD due to zoning or restrictions
Unrecorded Lien by the HOA (1) insure the security and con dentiality of customer records
Unrecorded Easement(s) and information;
Interests arising by deeds of ctitious parties
Pays rent for Substitute Land or Facilities (2) protect against any anticipated threats or hazards to the
Protection against In ation security or integrity of such records; and
*Building Permit Violations - Forced Removal
*Subdivision Map Act Violations (3) protect against unauthorized access to or use of such
*Zoning Violations - Forced Encroachment records or information which could result in substantial
*Boundary Wall or Fence Encroachment harm or inconvenience to any customer.
Post-Policy Defect in Title
Post-Policy Contract or Lease Rights In plain English, we have the proper measures in place to
Post-Policy Forgery protect the non-public information of our customers. Non-
Post-Policy Easement public information includes, but is not limited to:
Post-Policy Limitation on use of land
Post-Policy Damage from minerals or water extraction • Social Security numbers
Post-Policy Living Trust Coverage • Credit or debit card numbers
Post-Policy Encroachment by Neighbor other than wall or fence • State identi cation card numbers
Enhanced Access - Vehicular and Pedestrian
Damage to Structure from use of easement • Driver’s license numbers
Post-Policy Automatic increase in value up to 150% • Dates of birth
Post-Policy Correction of existing violation of covenant
Post-Policy Prescriptive easement For Absolute Assurance of your
Incorrect Street Address Title & Escrow Needs...
Map not consistant with Legal Description
Coverage for Spouse acquiring through divorce L I AlwB©CaopyysrigRhitn20s1i2sCthAicoagnoTiCtlehRCoimcpaangy.YoAll RTigihttslRee.served.
Violations of Building Setbacks
Discriminatory Covenants
Issues concerning adoption of children
Insurance Coverage lasts as long as you, the policyholder – or your
heirs – has an interest in the insured property. This may even be after
you have sold the property.
* Subject to deductible and policy and maximum liability, which is less
than the policy amount.
©Copyright 2013 Chicago Title Company.
CHICAGO
165 Years in Business
Chicago Title’s ALTA Homeowner’s poStlriecnygth | Expertise | Service
165 Years in Business
Chicago Title is pleased to o er the most comprehensive coverage policy that bene ts all three parties in a real estate transaction:
Buyer, Seller, and the Real Estate Agent. Our ALTA Homeowner’s Policy o er the most comprehensive title insurance coverage available.
HOMEOWNER’S POLICY Coverage is for 1-4 Residences Why Chicago Title
Someone claims an interest in the title of your property Chicago Title is a member of the FNF family of title companies,
Improperly signed documents the nation's largest title insurer with assets of more than
Forgery, Fraud in Mortgages, and Duress in execution of wills, $5.3 billion. This nancial strength gives you the security and
deeds and instruments conveying or establishing title protection you deserve.
Defective public recorded documents
Restrictive Covenant Violations Protecting all Real Estate Professionals
Liens on the title of your property because there are:
(a) Open deed(s) of trust Chicago Title’s ALTA Homeowner’s policy decreases agent’s
(b) Judgement, Tax or Special Tax Assessment exposure in a transaction regarding certain title matters and
(c) Charge by HOA Increases the resale potential of the home by insuring additional
Unmarketable Title title risks. Your reputation is completely safe with us. We simply
Lack of Right of Access to and from the Land deliver peace of mind.
Protection againist any or all Mechanic’s Lien
Forced removal of structure because it: Highest Data Information Security
(a) extends onto other land or other easement(s)
(b) violates a restriction in Schedule B Chicago Title fully complies with the Gramm Leach Bliley
(c) violates an existing zoning law Financial Modernization Services Act, which is a federal act to:
Cannot use land for SFD due to zoning or restrictions
Unrecorded Lien by the HOA (1) insure the security and con dentiality of customer records
Unrecorded Easement(s) and information;
Interests arising by deeds of ctitious parties
Pays rent for Substitute Land or Facilities (2) protect against any anticipated threats or hazards to the
Protection against In ation security or integrity of such records; and
*Building Permit Violations - Forced Removal
*Subdivision Map Act Violations (3) protect against unauthorized access to or use of such
*Zoning Violations - Forced Encroachment records or information which could result in substantial
*Boundary Wall or Fence Encroachment harm or inconvenience to any customer.
Post-Policy Defect in Title
Post-Policy Contract or Lease Rights In plain English, we have the proper measures in place to
Post-Policy Forgery protect the non-public information of our customers. Non-
Post-Policy Easement public information includes, but is not limited to:
Post-Policy Limitation on use of land
Post-Policy Damage from minerals or water extraction • Social Security numbers
Post-Policy Living Trust Coverage • Credit or debit card numbers
Post-Policy Encroachment by Neighbor other than wall or fence • State identi cation card numbers
Enhanced Access - Vehicular and Pedestrian
Damage to Structure from use of easement • Driver’s license numbers
Post-Policy Automatic increase in value up to 150% • Dates of birth
Post-Policy Correction of existing violation of covenant
Post-Policy Prescriptive easement For Absolute Assurance of your
Incorrect Street Address Title & Escrow Needs...
Map not consistant with Legal Description
Coverage for Spouse acquiring through divorce L I AlwB©CaopyysrigRhitn20s1i2sCthAicoagnoTiCtlehRCoimcpaangy.YoAll RTigihttslRee.served.
Violations of Building Setbacks
Discriminatory Covenants
Issues concerning adoption of children
Insurance Coverage lasts as long as you, the policyholder – or your
heirs – has an interest in the insured property. This may even be after
you have sold the property.
* Subject to deductible and policy and maximum liability, which is less
than the policy amount.
©Copyright 2013 Chicago Title Company.
CHICAGO
