Page 191 - Liability Insurance IC74

Guide for Liability Insurance

(i) Hotels, Motels, Club Houses, Restaurants, Boarding
and Lodging houses, Flight Kitchens.

(ii)Cinema Halls, Auditoriums, Theatres, Public Halls,
Pandals, Open Air Theatres.

(iii) Residential premises.
(iv) Office/Administrative premises, Medical

Establishments, Airport premises other than Aviation
Liabilities Research Institute and Laboratories.
(v)Schools, Educational Institutions, Public Libraries.

(d) What do you understand by 'Cross Liability'?
Ans. This clause is incorporated in the Liability policy where

more than one insured is covered under the policy. In
certain circumstances, the insured persons can have a
claim against each other for injury or damage falling
within the scope of the policy. These are called 'Cross
Claims' and the payment of such claims is provided for
the by 'Cross-Liabilities Clause'. Each such persons is
deemed to be a separate insured entity, as if a separate
policy is issued to that person, subject to the total liability
not exceeding the limit of indemnity stated in the
schedule.

Q2. Attempt any 3 questions:
(a) List out exclusions of Compulsory Insurance

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