Page 25 - Insurance Times April 2023

Similar Cattle, same RFID and Ear Tag, different Muzzle

Result = No Match
Survey date = 01-June-2022
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Tagging date = 16-Sep-2021

Comments:
Similar looking cattle

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Way forward
These new-age innovative solutions are tamper-proof, provide
a unique digital identity of bovines based on muzzle identity
and can be a game-changer for various players in the dairy
economy. The solution complements the growth of the
underserved cattle insurance segment in a mutually
rewarding manner for the dairy farmers and the insurers to
achieve scale. The cattle and buffaloes' insurance market
could increase by many folds with the following technology
solutions being provided by Dvara E dairy.
1. Dvara Surabhi ID (e-Tag): Unique, tamper proof,
verifiable identity of cattle (Muzzle identity)
2. Dvara Surabhi Index: Unbiased, digital solution to
address Anti/Adverse Selection for Underwriting
acceptance

3. Dvara Cattle Health Fitness Certificate: Leveraging
artificial intelligence and advanced veterinary science &
practice, verify the health status of cattle before
onboarding for insurance.

Comparison between Physical and Digital
Identification:

Polyurethane (PU) ear tags and RFID are physical
identification, whereas muzzle print is an e-tag considered
digital identification. There are the following differences/
advantages of e-tag. The following comparison also indicates
the cost-benefit for the digital solution users.

22 April 2023 The Insurance Times