Page 8 - Risk Management Bulletin April -June 2021

RMAI BULLETIN APRIL TO JUNE 2021

learnt in the past cyclones to their clients to reduce Tropical Cyclone Risk Assessment
losses and keep the risks at acceptable levels -a service
to the whole Indian Society. Insurers can advise on Report
following areas: Client and Location Details
Y To strengthen the structures and in particular
roofing systems which are suffer heavy damages Name (Individual/Company) Unity Geospatial
by high velocity winds of the Tropical Cyclones/ Head Office Address Pune
Hurricane. To avoid top heavy or asymmetrical Contact Number +91-9623558539
structures.
E-mail contact.tropcyc@
Y To open up & clean the natural drainage channels unitygeospatial.com
on the ground to allow flow of water smoothly to Value of Property 40,00,000
avoid flash floods.
Facility Description Industry area
Y Storm Surge - To relocate to safer location.
Property Type Industrial
Y To prepare a disaster management plan for actions
Operational Status Occupied
to be taken when the cyclone warnings are issued
by the authorities and one after the cyclone to Property Address West Bengal
return to normalcy within the shortest time. Plan Establishment Date 2018-01-16
must take into account the total disruption of all Location (Latitude) 21.87
services viz. no food, water, communications, rail/ Location (Longitude) 88.18
road/air traffic, banking, repair facilities etc.
Potential damages by a cyclone
Global Warming and Climate Change are real issues
facing the world. According to IMD there is 32% rise Wind & Flood Damage Exposure
in Tropical Cyclones hitting India. Arabian Sea is The Client location falls under the Red Zone
becoming fast hotbed for the Tropical Cyclones and can
have a tremendous impact the west coast of India. of the Wind hazard
There is also a rapid intensification of cyclones difficult The above location falls under the Red Zone which is the
to give early warning to the communities. central core of the Tropical Cyclone and includes Eye
Wall region of the Cyclone where highest wind speeds
The need of the hour is a web application like TROPCYC and rain fall occurs. The most probable Cyclone in this
which gives at the click of the mouse Risk Assessment to region is Very Severe Cyclonic Storm (VSCS of IMD Scale)
help do business of insurance professionally to protect with wind speeds between 119 Kms./hour to 166 Kms./
their clients as well as keep their business on sound hour (Category 1 of Saffir-Simpson Scale). Though
principals and profitable. Extremely Severe Cyclonic Storm (ESCS - Wind Speeds
167 Kms./hour to 221 Kms./hour) and Super Cyclonic
Storms (SuCS - Wind Speeds 222 Kms./hour & above)
are rare in the north of Indian Ocean, 8 ESCS & 3 SuCS
have hit the east coast of India in the past 72 years viz.
from the year 1948 to year 2020. The high rainfall in a
short duration results in large quantity of water flowing
at high speeds on the ground causing flash floods &
heavy damages to property and life. The rainfall may be
on an average 30 to 40 Cms. in 24 hours and can be as
high as 80 Cms. in extreme cyclone events.

Storm Surge

Very High Hazard Zone 1
The above location falls under Very High Risk Zone 1
(VHRZ) of the Storm Surge and the above location may

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