Stress  Testing:  Assessing  the  resilience  of
               an organization under extreme scenarios.
               Subrogation:  The  insurer's  right  to  recover
               the  amount  paid  from  a  third  party
               responsible for the loss.
               Sum  Assured:  The  fixed  amount  that  the
               insurer  agrees  to  pay  on  the  occurrence  of
               the insured event.