Page 39 - Insurance Times April 2017 Special Issue on Newindia

Non-Life Insurance Plan

Lifestyle Protection

Group Policy

from Cigna TTK Health Insurance

L ifestyle Protection Group Policy offers choice  From comprehensive full package to an ala carte of
benefits
of protection against the consequences of un-
foreseeable accidents and risk of critical illness
On-duty cover option for GPA policy

under one cover. A corporate or groups/ asso-
 Option to waive Survival Period in case of Critical Ill-
ciations with commonality of purpose can purchase this
ness
policy for their employees or members and dependents. It
is a completely customizable policy to suit the require-  Fixed or Indemnity payout as applicable
ments of your employees or group members, giving the
 Best in class Claims and Customer Support
flexibility and freedom to design the cover.
Cigna TTK Lifestyle Protection Group Policy
Features:
choice of covers
 All in one policy - Group Personal Accident and/or
Group Critical Illness  Group Personal Accident + Optional Covers under GPA
 Widest Choice of benefits  Group Critical Illness + Optional Covers under GCI
- Accidental Death  Group Personal Accident + Optional Covers under GAP
- Permanent Total Disability + Group Critical Illness + Optional Covers under GCI
- Permanent Partial Disability  Group Personal Accident + Optional Covers under GPA
- Temporary Total Disability + Group Critical Illness
- Multiple Optional benefits  Group Critical Illness + Optional Covers under Group

- Plans covering upto 36 Critical Illnesses and major Critical illness + Group Personal Accident
medical procedures in combination with many op-
 Group Personal Accident + Group Critical Illness
tional benefits
 Group Personal Accident only
 24X7 coverage of events or occurrences anywhere in
the world  Group Critical Illness only. 

NDA to provide super specialty health insurance to retired employees

In a step to provide mass health policies, the central government would be offering a Rs 15 lakh super specialty health
insurance package to all retired industrial workers beginning 1 April. The plan, which will require retired workers to
pay a minimum insurance premium, has the in-principle approval of the board of ESIC.
At present retired employees find themselves in difficult situation when a health crisis arises which creates a hole in
their savings because there are few health insurance products for senior citizens. As per the document, ESIC will allow
retired industrial workers and their spouses to avail a maximum of Rs10 lakh together in a financial year for treatment
and Rs15 lakh as lifetime benefit.

The Insurance Times, April 2017 39

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