Page 45 - Insurance Times May 2022

New Traffic Rules:

These mistakes will

deprive you from

insurance benefits

W ith the increase in the number of vehicles wrong side by others, a sum up to Rs. 20 lakh will be recovered

from the persons violating the traffic rules. The violators would
on the roads, the number of accidents and
face up to 14 years of imprisonment, in case the money
fatalities are on the rise. To reduce the
incidents of traffic violations that often
violators.
result in accidents, many stringent steps have been taken couldn't be recovered even by selling the assets of the
recently.
Drunken driving
Apart from imposing heavy fines on violations of traffic rules, There will be no insurance cover for the drunken drivers and
as per the direction of court, rules for insurance claims have in case of any accident, no compensation will be payable to
also been changed and the new rules will be implemented by such drivers for any loss.
the insurance companies and the transport departments with
effect from April 1, 2022. Talking on mobile
The above violation rules will be applicable to a person found
As per the new rules, the following mistakes would make you talking on mobile and the same punishment will be applicable
ineligible for making any insurance claims or getting any even if he/she is wearing a helmet, driving on the correct
insurance benefits: side and/or driving without consuming alcohol.

Overloading Over speeding
No insurance cover will be available if the number of Like talking on mobile, all the punishments will be applicable
passengers travelling by auto and two-wheelers exceeds the to fast driving vehicles exceeding the speed limits.
permitted numbers.
Trying to influence
Riding without helmet In case a person tries to influence to avoid punishment in the
No insurance cover will be available to persons riding two above cases, the driving license of the person will be cancelled.
wheelers without wearing a helmet.
Punishment for inaction
Driving on wrong side If a concerned officer, responsible for taking action in the
Not only will any compensation be given to the people driving above violations, doesn't initiate any action, he/she will be
their vehicles on the wrong side of the road, but also no case suspended from service for a period of three years without
can be filed after an accident against those driving their any service benefits.
vehicle on the correct side of the road.
Not wearing seat belt
Moreover, to compensate the loss to those on the correct No compensation will be payable to a person driving without
side of the road, if an accident occurs due to driving on the wearing a seat belt. T

The Insurance Times, May 2022 45