Page 30 - Risk Management Bulletin January-June 2023
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RMAI BULLETIN JANUARY - JUNE 2023


             creature comforts. Some taxi drivers have the seat belt  India suffers from poor enforcement of laws:
             buckled but aren’t strapped in themselves, and slide in  Researchers such as Kavi Bhalla of the University of
             only when there are traffic police around. Pillion riders  Chicago have found that the reversal in trend in road
             on two-wheelers often don’t wear helmets or wear hard  deaths in western countries during the 1960s was not
             hats or cricket helmets that offer very little protection  because they reached a certain income threshold, but
             in a crash.                                      because of significant regulatory and institutional
                                                              changes that brought about a paradigm shift in thinking
             The problem is if one believes that Indians are irrational  about road safety.
             about safety, it is difficult to visualise a sustainable
             solution, even though policy interventions,      “In the US…this period was one in which the problem
             technological upgrades, and awareness campaigns can  (and hence the potential solutions) shifted from being
             help. Also, data from elsewhere show that developed  driver-oriented to a more balanced approach, which
             countries too went through this phase. Until the 1960s,  later came to be known as the ‘Safe System’ approach.
             for example, American automakers resisted the idea of  It included interventions that focused on vehicles, road
             increasing safety, even as European cars were known  infrastructure, and post-crash care, in a broad view of
             for their safety credentials.                    the environment in which crashes happen. The
                                                              movement was led by…engineers, physicians, lawyers,
             Indians don’t want to spend more on safer cars: The  and politicians,” Bhalla wrote in a co-authored paper.
             Indian Express reported recently that the Centre’s plan
             to mandate six airbags in all cars from October 1 is likely  This led to the establishment of the National Highway
             to be deferred amid internal discussions on its fallout  Safety Bureau (later NHTSA). NHTSA and the Federal
             in the small car market, and a pushback from the  Highway Administration (FHWA) had mandates to
             industry. Leading the industry opposition is Maruti  regulate safety standards for vehicles and highways, and
             Suzuki India, which makes almost every second car that  played an important role in pushing the development
             is sold in India. According to Maruti, additional airbags  and enforcement of interventions such as airbags, seat
             will push up prices of entry-level cars and likely result  belts, etc.
             in further weakening demand. Hyundai Motor has
             pulled the plug on the Santro, apparently because  The upshot
             reconfiguring the car for six airbags would make it
                                                              Blaming irrationality for road fatalities is a dead end
             unviable.
                                                              from a policy perspective. While it is true that there is
                                                              a broad correlation between income levels and road
             Long-term trends in high-income countries show road
                                                              safety, the more salient and actionable insight is that
             traffic deaths were rising before the 1960s, but began
                                                              low- and middle-income countries such as India do not
             to decline shortly afterward, and have continued to
                                                              have to wait until their per capita income level improves
             decline ever since — even though vehicle ownership
                                                              drastically before achieving improvements in road
             increased steadily. On the other hand, traffic injuries in
                                                              safety.
             most low- and middle-income countries are either rising
             or are stable at a high level.
                                                              The solution lies in creating an institutional framework
                                                              with a nationwide mandate and the financial muscle
             Research shows that traffic death rates are a function
                                                              to bring about systemic changes, rather than periodic
             of income growth: when countries are poor they
                                                              drives carried out by police against people who drive
             experience rising injuries with increasing income; when
                                                              without seat belts or crash helmets. (Source: The Indian
             countries are rich they experience declines in traffic
                                                              Express)
             injury with increasing income.







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