Page 186 - Motor Insurance Ebook IC 72

The Insurance Times

25% or more NCB can opt for this cover. This NCB
will be protected if not more than 1 claim is made
during the policy period.

Provided that the renewal is affected on or before
90 days of expiry of the policy. In the event of theft
of vehicle, if insured purchases a new vehicle and
insurers with insurers within 90- days of the theft,
the existing NCB will be applicable. In effect the
loss will not be treated as a TL/CTL.

4. Repair of glass, rubber, fiber and plastic parts:
In the event of claim for damages only to glass,
fiber, plastic or rubber parts the insured undertakes
to repay these items instead of replacing them the
NCB will not be affected. The repairs must be
undertaken at the insurers approved repairers and
no other claims for damage to the vehicle are
involved.

5. Emergency transport and Hotel expenses: In the
event of the insured vehicle being damaged in an
accident rendering it unusable the cost of hotel
accommodation at nearest city and return to home
including taxi fare will be allowed under this
extension.

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