Page 58 - Banking Finance March 2025
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In such a scenario, the demand for Indian rupees will inflation to zero while in India it stays at 6%. This would
plummet; after all, if the Americans can't buy Indian goods, mean that if an American decides to invest in the Indian
why would they go to the currency market to buy Indian stock market thinking that Indian companies/shares give an
rupees? annual return of 10%, she would end up getting only a 4%
real return because six out of the 10% would be eaten up
End result: rupee will weaken. Something similar is
by inflation. On the other hand, the US stock market might
expected to happen if, as President-elect Donald Trump has give a return of just 5% but since inflation is at 0%, the final
promised, the US slaps high tariffs against Indian goods, return would be 5%.
making them so costly that no one in the US will buy them.
Imagine a scenario where both India and the US are In such a scenario, an investor may not make any fresh
experiencing high inflation. By definition, inflation eats away investments into India; worse still, she may actually pull out
the value of a currency because an inflation of 5% means money from India and invest it back in the US. Both these
that whatever one could buy for Rs 100 in year 1, requires actions will reduce the demand for rupees relative to the
Rs 105 to buy in the next year. dollar, and the rupee will weaken against the dollar.
Something similar is happening at present as the investors
Now imagine that in 5 years' time, the US reduces its pull out money from India. (Source: The Indian Express)
Rupee112 Launches Indias First Fully Automated WhatsApp Loan
Disbursal, Redefining Instant Lending
Rupee112, a fast-emerging leader in the fintech space, has launched a groundbreaking innovation by introducing Indias
first fully automated loan disbursal service through WhatsApp. This cutting-edge solution transforms traditional lending
by leveraging AI and ML technologies to provide a fully digital, paperless, and lightning-fast loan experience for salaried
professionals.
This innovation allows borrowers to access unsecured loans ranging from ?5,000 to ?1,00,000 directly through WhatsApp,
without the need for cumbersome paperwork or lengthy processes. Customers simply initiate their loan application
journey by messaging Rupee112s official WhatsApp number at +91 78400 49929. The platform then verifies their
details in real time and disburses funds into their bank accounts within minutes, creating an effortless and intuitive
financial solution.
What sets Rupee112 apart is its advanced AI-powered lending system, which ensures rapid verification, secure
processing, and unmatched efficiency. This innovation eliminates the friction typically associated with loan applications,
making financial assistance accessible, inclusive, and available on a platform that millions of Indians use daily.
Mr. Vikkas Goyal, Founder of Rupee112, said. Technology has always been at the core of what we do, and the
introduction of WhatsApp loan disbursal is another step toward making financial services more accessible and inclusive.
By integrating automated loan disbursal with WhatsApp, were not just meeting customer needswere anticipating
them. This innovation reflects our commitment to delivering smarter, faster, and more accessible solutions that
empower salaried professionals in real-time."
The WhatsApp loan feature is a testament to Rupee112s relentless pursuit of innovation in the fintech space. By
combining AI and machine learning with the convenience of messaging apps, Rupee112 is reshaping the financial services
landscape in India.
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