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India Insurance Report - Series II                                                         327


        Rabi Narayan Sahoo
                               Principal Scientist, Division of Agricultural Physics (Division of Agricultural
                               Physics), at the Indian Agricultural Research Institute. Dr. Sahoo has many multi-
                               disciplinary and multi-institutional collaborative national and international
                               research projects such as PI or Co-PI on remote sensing research programs. His
                               major accomplishments in applications of remote sensing and GIS in agriculture,
                               Remote Sensing drought monitoring and early warning, quantitative assessment
                               of soil attributes for fertility and quality assessment and modelling for site-specific
                               nutrient requirement, precision agriculture, image and spectral-based high
                               throughput plant phenotyping, targeting resource-conserving technologies.


        KB VIJAY SRINIVAS
                               An insurance professional of forty years. Retired as a GM and Director and
                               also held Jt. Addl. Charge as CMD of United India Insurance Co. Ltd. A
                               freelance consultant, trainer, and writer among others. Has acquired
                               qualifications in Science, Law, Management, and Insurance.








        Jacek Lisowski
                               A Professor and Head of the Insurance Department at the Poznañ University
                               of Economics and Business in Poland. He holds a Ph.D. in Economics/Insurance
                               and a D.Sc. (post doctoral degree/habilitation) in Economics/Finance/
                               Insurance. He is a member of several international and Polish industry
                               organisations, including the Asia-Pacific Risk and Insurance Association
                               (APRIA), Western Risk and Insurance Association (WRIA), International
                               Academy of Financial  Consumers (IAFICO), Financial Sciences Committee
                               of the Polish Academy of Sciences (PAN) and Trade Credit Insurance and
                               Surety Subcommittees of the Polish Insurance Association.

        Carlo Pugnetti

                               Dr. Carlo Pugnetti is a lecturer at the ZHAW Institute for Risk & Insurance.
                               His research focuses on the evolution of customer behavior in insurance and
                               its impact on risk profile, with a particular focus on the changes triggered by
                               technology adoption and generational differences.
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