Page 41 - Insurance Times May 2019

Non-Life Insurance Plan

Sukshma Hospi-Cash Group

(Micro-Insurance Product)

from Future Generali India Insurance
Co. Ltd.

S ukshma Hospi-Cash Group provides a cash benefit 2 days or 3 days and avail a discount on premium as

in case an insured gets hospitalized. It is specifi-
per the deductible and plan opted
cally designed to take care of the incidental ex-
penses in case of hospitalization. This product will
be offered on group basis. Y Convalescence Benefit
You will get an additional convalescence benefit for
Hospitalisation beyond 10 consecutive days for maxi-
Sukshma Hospi-Cash Group policy guards you and your mum once per hospitalisation period. The cover will be
family against the trauma you face because of increased applicable for 15 days/ 20 days/ 25 days plan options,
financial burden during hospitalization. if opted for

It provides you with fixed benefit for each day of hospital- Y Maternity Benefit Expenses Cover
ization irrespective of the actual medical cost. Thus, pro- You have the option to choose Maternity benefit ex-
vides you with additional protection at all times. penses cover with and without 9 months waiting peri-
ods
Key Benefits
Y Pre-Existing Disease cover
Y Daily Hospitalization benefit
You have the option to choose Pre-Existing Disease
You will get a fixed hospital cash benefit for each con-
cover to cover any condition/ ailment/ injury/ related
tinuous and completed period of 24 hours of hospital- condition for which you have been diagnosed, received
ization caused by Accidental Bodily Injury or Sickness,
medical treatment, had signs/ symptoms, prior to in-
for maximum of 5/ 10/ 15/ 20/ 25 days as per the plan ception of first policy
chosen
What's Not Covered
Y ICU Benefit
Y Hospitalisation for cosmetic treatments, plastic surgery,
You will get two times of the benefit chosen in case of refractive error corrective procedures, experimental,
hospitalization in the Intensive Care Unit of a Hospital investigational or unproven procedures or treatments
caused by Accidental Bodily Injury or Illness, for maxi-
Y Hospitalisation for General debility, 'Run Down' condi-
mum period of 10 days for each hospitalization and
tion or rest cure, sexually transmitted disease, inten-
maximum period of 20 days during policy period as per
plan opted tional self-injury
Y Non-Allopathic treatment/ hospitalization
Optional Benefits Y Any hospitalisation outside India
Y Deductible Y Hospitalization for any mental illness or psychiatric ill-
You will have an option to choose deductible of 1 day, ness

The Insurance Times, May 2019 41