Page 52 - Insurance Times May 2019

(Rs. crore) Total -28.69 66.72 82.97 72.54 4.09 70.09 75.72 74.36 93.95 76.89 82.89 71.66 69.60 82.92 76.46 84.71 80.41 71.47 93.75 71.12 56.30 75.46 89.05 62.47 46.29 50.19 51.97 61.76 59.58 73.42

Others - 73.74 79.07 70.99 - 79.91 59.26 79.69 60.17 94.20 101.28 103.14 40.73 148.34 32.20 64.56 36.45 97.84 63.68 109.27 26.73 76.95 NA NA NA NA NA NA NA 76.95

Incurred Claims Ratio (%) Health Motor 65.02 -11.20 77.61 62.20 98.50 81.74 39.96 79.65 7.89 - - 70.01 - - 87.42 76.50 52.58 84.37 60.00 100.00 - 68.26 77.44 90.69 79.19 48.21 75.99 - 74.58 69.62 34.93 81.71 18.19 114.53 106.54 81.47 61.41 84.99 52.93 91.75 50.83 94.56 60.68 68.62 104.17 80.66 71.32 77.77 89.05 NA 62.47 NA 46.29 NA 50.19 NA 51.97 NA 61.76 NA 59.58 NA 66.10 77.77
INCURRED CLAIMS RATIO - PRIVATE SECTOR GENERAL AND HEALTH INSURERS 2017-18

Fire Marine --- --- 62.50 49.35 96.26 63.87 56.44 15.51 1.78 - 55.76 57.14 81.97 65.88 -184.37 54.19 43.08 54.63 99.51 39.15 85.33 62.00 58.39 135.52 25.60 -73.42 115.96 61.37 46.39 44.75 82.33 42.19 84.67 48.42 77.43 36.60 103.18 29.01 66.93 47.19 NA NA NA NA NA NA NA NA NA NA NA NA NA NA 66.93 47.19

Total Others 0.10 --- 4042.57 587.18 1006.73 63.33 2048.36 86.06 1.82 - 0.00 0.00 969.35 63.74 2226.68 419.58 7.01 0.06 5314.72 1017.68 2682.71 306.79 83.03 0.15 403.09 9.22 277.42 6.98 46.02 8.48 2419.14 236.75 1560.37 8.35 1316.45 145.24 1739.00 11.53 2366.07 310.85 674.03 145.64 29184.70 3427.63 135.35 NA 789.88 NA 123.20 NA 289.02 NA 353.21 NA 1692.02 NA 3382.67 NA 32567.37 3427.63

Claims Incurred (Net) (`Rs. In crore) Health Motor 0.05 0.05 1033.47 2278.06 98.29 825.60 135.53 1805.23 1.33 0.00 - 0.00 0.00 - 224.03 626.50 423.30 1279.81 1.05 5.70 921.00 3207.89 452.62 1843.92 7.28 74.68 - 75.51 307.61 1.18 261.86 0.02 37.94 715.08 1413.87 154.60 1376.58 426.76 677.21 1.15 1716.56 253.82 1585.43 138.60 366.81 5064.67 19691.31 135.35 NA 789.88 NA 123.20 NA 289.02 NA 353.21 N

Fire Marine --- --- 55.23 88.64 13.46 6.06 8.94 12.59 0.49 - 24.48 30.61 39.85 64.15 0.00 0.19 106.08 62.08 31.47 47.91 0.92 8.89 1.85 0.56 6.84 0.01 (0.42) 6.28 47.15 7.45 13.39 8.88 58.37 1.07 8.68 191.80 24.18 5.87 17.10 510.32 490.77 NA NA NA NA NA NA NA NA NA NA NA NA NA NA 510.32 490.77

Total Others (0.35) --- 6058.57 796.31 1213.43 80.09 2823.84 121.24 44.58 - 0.00 0.00 1280.18 107.55 2994.50 526.55 7.47 0.11 6911.73 1080.38 3236.31 302.93 115.87 0.15 579.13 22.64 334.58 4.71 60.19 26.33 2855.66 366.73 1940.44 22.91 1841.87 148.44 1854.89 18.11 3326.97 284.47 1197.29 544.84 38677.15 4454.46 151.98 NA 1264.34 NA 266.14 NA 575.85 NA 679.67 NA 2739.60 NA 5677.59 NA 44354.74

Net Earned Premium (Rs. In crore) Health Motor 0.08 (0.44) 1331.60 3662.67 99.79 1010.07 339.16 2266.41 16.87 - - 0.00 - - 256.26 818.92 805.11 1516.87 1.76 5.70 - 1349.32 4142.19 499.08 2328.56 15.10 98.27 - 101.25 441.84 3.38 320.49 0.13 33.12 671.16 1735.52 251.76 1619.78 806.21 738.09 2.27 1815.32 418.28 2310.44 133.06 454.75 7101.62 25318.57 151.98 NA 1264.34 NA 266.14 NA 575.85 NA 679.67

Fire Marine --- --- 88.36 179.63 13.99 9.48 15.85 81.19 27.71 - 43.89 53.56 48.61 97.36 (0.10) 195.76 144.09 57.61 48.14 2.36 10.42 2.99 0.96 5.04 0.03 0.58 5.41 76.84 16.07 29.92 10.79 138.34 1.26 17.93 247.71 66.07 5.69 58.95 762.42 1040.08 NA NA NA NA NA NA NA NA NA NA NA NA NA NA 762.42 1040.08

INSURER PRIVATE INSURERS ACKO BAJAJ ALLIANZ BHARTI AXA CHOLAMANDALAM MS DHFL EDELWEISS FUTURE GENERALI HDFC ERGO* GO DIGIT ICICI LOMBARD IFFCO TOKIO KOTAK MAHINDRA LIBERTY GENERAL** MAGMA HDI RAHEJA QBE RELIANCE ROYAL SUNDARAM SBI GENERAL SHRIRAM TATA AIG UNIVERSAL SOMPO TOTAL STANDALONE HEALTH INSURERS ADITYA BIRLA APOLLO MUNICH CIGNATTK MAX BUPA RELIGARE STAR HEALTH TOTAL GRAND TOTAL

52 The Insurance Times, May 2019