Page 273 - Misc Ebook IC 78

f) temporary total Miscellaneous Insurance
disablement
(f) weekly payment of Rs.
2000 (1% of Capi tal
sum insured) up tomaximum
of 100 weeks. The limit of
the weekly payment is
restricted upto maximum
Rs.3000.

(i) Medical Expenses - A personal accident policy can
be extended to cover medical expenses incurred by the
insured in connection with the accidental bodily injury.

(ii) War and allied risks - This risk cover can be granted
to Indian personnel /experts working in foreign countries
on civilian duties at additional premium.(a) PA policies
issued during peacetime normal period - 50% extra over
normal rate (b) PA policies during apprehensive

Q1.b) Specify the salient features of group personal
accident policy.

Ans. Group Personal Accident Policies are popular because
many progressive employers are offering free personal
accident insurance benefits to their employees. The only

Sashi Publications - www.sashipublications.com 269

Copyright@ The Insurance Times. 09883398055 / 09883380339