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         (vi) Losses caused by earthquake, typhoon, cyclone,
              flood and such other natural convulsions.

         (vi) Losses caused by negligence or act of omission of
              the insured employees. It may however be noted
              that under Section B transit cover, losses due to
              negligence of employees covered .

         (vii)Losses caused by ionizingradiations or contamination
              by radio activity from any nuclear fuel or from any
              other nuclear waste.

         (viii)Losses caused by nuclear weapons material.

         (ix) Losses due to any acts or omissions committed by
              the concerned employee after discovery of a loss in
              which the said employee was involved.

Q10. What is the basic cover provided under
        Burglary Policy issued to business premises.
        Also specify the major exclusions thereon.
        Write in some detail about the following
        variations in the Burglary policy:

(i) Declaration Policy -A declaration policy is primarily
         issued in respect of commodities like food grains, cotton,

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