Page 51 - Insurance Times November 2018
P. 51

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          Su  l  o  S   Stor        t     r t o                   ett ement of c  im  enefit  in in t   ment   i   en   e
                                                                 the  enefici  ie    c  im nt  to  ecei e    ment  in
           ro       t      tor     to       S
                                                                  e ie  of   e dete mined in t   ment
           tor          u       o      t    S
                                                                   n o de  to e  mine the   o e conce t  nd  u mit
           tor                                                    e o t       o  in     ou   i   con tituted   ith  the
                                                                 fo  o in   em e
           ef
                                                                 i       u e h   thu         e  th

                                                                 ii       nton    co       nd     of   o  o  unich
                                                                      e  th  n u  nce  o   td
           hi  document  efe ence to the      o
                                                                 iii             in h    ene       n  e     e    ndi
          d ted     e tem e       on   u     of      to   e   d t
                                                                        u  nce  o  td
          mi   tion f om e i tin   to   e to ne
               to   e   nd  u    c  of   i tin       to   e      i       i e h  i i     ointed  ctu           ene
                                                                      n u  nce  o  td
           he fo  o in   ection cont in  the   e  id  ue ie   nd thei
                                                                          mee   h h   hief  in nci    ffice           o
           e  ie    nne u e          o  on  the    i  of  fe   ue ie     ene     n u  nce  o   td
           o  i endum need  to  e i  ued  hich i  enc o ed   nne u e
                                                                  i          h  m    ene      n  e

                                                                       de    d
                                                                  ii        n     um     e   i       ene       n  e
              othe  te m   condition      ecific tion   h     em in the
                                                                       ctu               de    d
            me
                                                                  iii       d            t    ene       n  e     e  th
                                                                      e u  tion             de    d
           hief  ene      n  e                                       u e h   thu         e  th   h     e the  h i m n
                                                                 of the  o  in    ou
           o  t tut o   o    or       rou   to                       d       h     e the  em e     on ene

                  t    o    t o  S ttl    t o
                                                                   e m  of  efe ence fo  the  o  in    ou   h     e
            r o  l         t            t                        i    he  need  fo      o in    ett ement  of   e  on
             lt     ur      l           t ll   t                      ccident  nd  enefit    ed he  th in u  nce c  im
                                                                     in in t   ment      ene     nd  e  th  n u  nce
           ef                                                         om  nie

                                                                 ii    f con ide ed  o e  tion     ocedu e  to  e  ut in
                                                                        ce to   otect the inte e t  of  o ic ho de
               ome  ene     nd  e  th  n u  nce  om  nie  h  e
               o o ed    ment of c  im  in in t   ment  in  e  ect  iii   ccountin    ctu  i    nd  n e tment no m  th t
             of  e  on    ccident  o icie   nd  enefit    ed  e  th  need  to  e  ut in    ce  efo e con ide in  the
              o icie        in t  um   um    ment    he conce t of   conce t

                                                                      Th             T                         
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