Page 26 - Insurance Times December 2019

established a specific category for shoplifting and Statutes of bank robberies) must be present for a robbery to take
vary widely, place. A robbery is a violent crime. An armed robbery is a
robbery which involves the use of a weapon.
Concealment is a kind of theft and is generally understood
in terms of common usage such as, covering an object to Aggravated robbery: Itinvolves the use of a deadly weapon
keep it from sight constitutes concealment and it is a kind and In the case of theft; burglary usually involves a thief
of known methods of hiding an object from a shop owner. entering a house while the victims are not present and steal
A shopper's actions and demeanour in the store, lack of their property. If a thief enters your house and steals your
money to pay for merchandise and the placement of an valuable when you are absent, it can be termed as a
object out of a retailer's direct view are all examples of burglary. This type of crime does not involve violence.
Circumstantial Evidence that may establish intent.
While these terms may be used interchangeably by some
Shoplifting costs businesses huge losses every year and to lay people, there are subtle differences between them in
enable store owners to recoup some of their losses, and the eyes of the law.
only remedy for the same, we must enacted civil recovery
or civil demand statutes. These laws enable retailers to seek Y Theft - Also known as "larceny," theft is the act of taking
restitution from shoplifters. Criminal prosecution is not a someone else's property without their consent. The
prerequisite to a civil demand request. offender is generally required to have the intention of
depriving the rightful owner of the property permanently.
Legal difference between Burglary, Theft (Theft is a matter of consent or rather not consenting).
Theft is a statutory crime which is broader than larceny
and Robbery
Y Robbery - A robbery can be defined as an individual's
While an insurance policy offers financial protection in case
of damage due to natural calamities, it also compensates attempt to take someone else's property by using
you if somebody breaks into your house and steals your intimidation, threat or force. Robbery, like theft,
valuables. Burglary is a real threat and it is good that your involves taking someone else's property without
insurance covers it. But you must go through the insurance permission, but it also involves some other factors.
policy's details to know how it defines burglary. While you Theft is named a robbery if a person uses violence,
may use the words burglary and theft interchangeably, the force, or intimidation to scare or hurt the owner or
two have a different meaning in law and this distinction is user of the property. The act of taking something from
observed by the insurers too. Burglary, by definition, another person using force or the threat of force. It is
involves a break-in through violent or forcible means. So if also larceny with the use or threat of force. Robbery
a person breaks a window to get into the house or break is a theft of a property using force or intimidating.
open your cupboard to steal, it is considered burglary. O It involves intimidating or using force on someone
Usually, insurance covers burglary but not theft. However, to steal his valuables
the term burglary is not defined in the penal code. O It takes place when the victims are present.

O It is a violent crime
Since both robbery and burglary are associated with theft,
however, there is a distinct difference between robbery and Y Burglary - It differs from theft and robbery in that it is
burglary. Robbery is an attempt to take someone else's not necessary for something to actually have been
property by using force or intimidation. Burglary is the taken, only the intent to do so. It is entering of the
entrance to a building or structure with the intention of property of another with intent to commit a crime
committing a crime. This is the main difference between therein. Burglary is the illegal entry of a building with
robbery and burglary. intent to commit a crime, especially theft. Though
burglary often involves theft, theft doesn't have to be
Robbery can be defined as an individual's attempt to take committed to be charged with this crime. Entering into
someone else's property by using intimidation, threat or a building with the intention of committing a crime is
force. Robbery, like theft, involves taking someone else's sufficient to be charged with burglary. A person doesn't
property without permission, but it also involves some other have to enter a building forcibly to commit a burglary,
factors. Theft is named a robbery if a person uses violence, entering through an unlocked door or window can also
force, or intimidation to scare or hurt the owner or user of be viewed as burglary and is entering a building or
the property. So, a victim or multiple victims (as in the case structure with the intent of committing a crime.

26 The Insurance Times, December 2019