Page 13 - PSK23 FSCG v14.1_Andrew Pain

Our Financial Advisers and Credit Advisers

About Andrew Pain

Experience Highly regarded in the financial services industry, Andrew is a
senior member of the advice team and a Partner with PSK. Andrew
is an expert in the areas of investment and wealth creation, wealth
management, superannuation and retirement planning. His
knowledge extends to aged care, estate planning and personal
insurance.
Clients are regularly referred to Andrew for his honest, caring and
friendly approach. He will tailor advice to suit his clients’ personal
situation and help them to achieve greater financial outcomes,
clarity and peace of mind.
He holds a Bachelor of Economics, a Graduate Diploma in
Financial Planning and is a member of the Financial Planning
Association.
Phone 02 9895 8800
Email andrewpain@psk.com.au
Authorised representative number 269296
Credit representative number 462614

Qualifications (Finance related)
Bachelor of Economics
Graduate Diploma of Financial Planning
Professional memberships

FPA - Financial Planning Association
Professional designations
Financial Planner AFP (FPA)

The advice and services I can provide
In addition to the services listed in the Our advice and Services section of this guide, I am
authorised to advise on to advise on and arrange the following specialist advice areas:

 Aged Care
 Complex Investments
 Margin Lending

 SMSF Advice
 Limited Recourse Borrowing Arrangements
Should you require advice and services that extend beyond my authority I can refer you to a suitably
qualified professional.

I am also a Credit Representative of Charter and am authorised to provide Strategic debt advice
regarding how to structure debt, suitability of existing loan structures and repayment options. I am
not authorised to provide credit assistance. If you require advice involving mortgages or other
lending products, I can refer you to an Accredited Mortgage Consultant.

How I am paid
As a partner with PSK operating a joint venture, I own a 69.99% interest in my Joint Venture with
PSK Financial Services Group Pty Ltd owning 30.01%. I am paid a distribution of revenue and profit
based on my ownership in the Joint Venture. I am paid a distribution of revenue and profit based on
my ownership in the Joint Venture.
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