Page 16 - Ives, Martyn - Review Report - July 2020

Your tolerance for risk
The agreed approach to managing investment risk within your portfolio has been determined
based on our previous discussions of your attitude to risk and taking into account the
identified goals and objectives. If you disagree or are uncomfortable with this assessment as
described below, please discuss this with us immediately.

Your personal risk profiles

A description of your identified risk profile:

85% Growth You are a growth investor. Prepared to accept higher volatility in the
short to medium term, your primary concern is to accumulate
growth assets over the long term. Your investment mix will spread
across all asset sectors but will mainly consist of more aggressive
investments. The minimum investment term is six years. We
allocate between 70% and 100% of your portfolio to growth assets.
Your investment benchmark is CPI +3.75%.

Investment strategy aligned to an 85% Growth risk profile
*Projected return per 6.64%
annum
-23.41% to
^Extreme return range
36.69%
-3.38% to
+Normal return range
16.66%
Probability of a positive
return (over 1 year) 76.1%
Minimum suggested
investment timeframe 6 years
Investment objective over CPI +
investment timeframe 3.75%
* This is a projection and not a guarantee that you will achieve this
return.
^ Approximately 99% of annual results are expected to fall in this
range.

+ Approximately 66% of annual results are expected to fall in this
range.

For further details, please refer to the accompanying reports.