Page 17 - Your Home-Buying Packet:
P. 17

BUYING 101
                      5  UNDER CONTRACT                              7   CLOSING DAY:
                         Secure a home loan                              WHAT TO BRING
                         *more details to follow                         Connect with your lender to wire down
                                                                         payment funds. You'll need to cover the
                         Acquire home insurance                          cost of closing and the down payment.
                         and send proof to your lender. Keller           Bring a printed confirmation of your
                         Covered streamlines finding the best            wire transfer
                         insurance to fit your needs
                                                                         Government-issued Photo ID(s)
                         Request a list of what conveys with
                         the property                                    Social Security numbers
                         Schedule home inspection                        Home addresses from the
                         and negotiate repairs                           last 10 years

                         Acquire a property disclosure                   Proof of homeowner's insurance
                         from the seller
                                                                         Your copy of the contract
                         Order an appraisal
                                                                         Your checkbook
                         Neutralize contingencies. Input any
                         contingencies that may be specific to
                         your area

                         Conduct a title search                      8   CLOSING DAY

                         Choose your title company                       Sign closing disclosure, promissory note,
                                                                         and all other documentation
                         Schedule your closing
                                                                         Title transfer
                         Solidify both contract effective and
                         allowable move-in dates                         Deed delivery
                                                                         Save your paperwork in your
                         Certify funds for closing
                                                                         pre-designated spot
                         Stay in close contact with your agent,
                         lender, and title company                       Get your keys -
                                                                         congrats, it's all yours!
                     6   BEFORE YOU CLOSE

                         Transfer funds for closing
                         Reserve a moving company and set a               Stay in touch with your agent for
                         moving date
                                                                          current or future recommendations
                         Change your address through USPS,                regarding your new home.
                         your bank, and other instances
                                                                          Use the Guide feature in my app to find
                         Set up your utilities to be activated            step-by-step, on-demand information
                         or transferred                                   throughout your purchase.

                         Confirm that all contigencies
                         are resolved

                         Schedule the final property
                         walk-through

                         Designate a safe, dedicated space
                         to save your final paperwork

                         Stay in close contact with your agent,
                         lender, and title company
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