Page 49 - September 2020 Issue.indd
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numbers you will not qualify for the     run as smoothly and seamlessly for
                                               extra services offered by this Medicare   2020!

                                               Advantage Plan.
                                                                                 SHIP is requesting that clients help
                                               FYI... For those who currently have   get this ball running early. In order to
                                               coverage under University of Maryland   complete all enrollments in an effi  cient
                                               Advantage but want to switch back to   and timely manner, please Call Mary
                                               Original Medicare, there is a second   Moran at 410-490-3078 with your
                                               Disenrollment and Enrollment period   name and address for the pre-screening

             ASSISTED LIVING FACILITY          from January 1- March 31. (This is also   form ASAP. The form requires your
                                               the time frame for enrolling in A&B if   signature. This authorizes SHIP
                      ĂŝůLJ  ĐƟǀŝƟĞƐ            you did not sign up when fi rst eligible,   to receive the information supplied
                       RN on Call              but more on that at a later date).Please   on the form plus grants permission
                  ,ŽŵĞ  ŽŽŬĞĚ DĞĂůƐ͕           note this second OE period is for those   to use that information to evaluate,
                   ^ŶĂĐŬƐ Θ  ĞǀĞƌĂŐĞƐ          who enrolled in the Fall but decide   update, and enroll Caroline’s Medicare

                >ĂƵŶĚƌLJ Θ ,ŽƵƐĞŬĞĞƉŝŶŐ         to return to Original Medicare. Be   Beneficiaries into the best “D” available
                   >ŝĐĞŶƐĞĚ ƚŽ WƌŽǀŝĚĞ         aware that this second OE does not   starting January 1, 2021.Once Open


                    ĂƌĞ ĨŽƌ >ĞǀĞůƐ ϭ͕Ϯ͕ϯ       apply to enrolling in Part “D” stand   enrollment is officially at the starting
                                               alone prescription drug plans. If you   gate, Ship will pull the trigger and start
                     DĞŵŽƌLJ  ĂƌĞ
                                               dis-enroll from Medicare Advantage   enrolling those who have sent in their
             ^ƉĞĐŝĂů  ŝĞƚ Θ  ŝŶŝŶŐ  ƐƐŝƐƚĂŶĐĞ  during either OE you will need to   signed paperwork!
              WŽƐƚͲƌĞŚĂďŝůŝƚĂƟŽŶ WĂƌƚŶĞƌƐŚŝƉƐ   choose a Part “D” plan at the time. Know
               ǁŝƚŚ  ŽĐƚŽƌƐ ĂŶĚ dŚĞƌĂƉŝƐƚƐ                                       Call Mary Moran for assistance and
                                               that if you are an Advantage member
                    ĂŶĚ ŵƵĐŚ ŵŽƌĞ͘͘͘                                             more information at 410-490-3078.
                                               and enroll in a stand-alone “D”, this
                www.arcadia-living.com         action automatically dis-enrolls you
                                               from Advantage and puts you back in   Medical Adult
                   Arcadia of Denton
                     701 S. 5th Ave            Original Medicare.                        Day Care
                  (Formerly Gables at Caroline)  Those who are 65, or have lost
             Come Home to Arcadia              Medicaid and don’t qualify for QMB,    by Carole Friend LMSW
                                               must remain in Original Medicare
                                               or have comparable A,B,D coverage
            and Kent County Residents, which is
                                               from an employer or retirement plan.   So this is September…2020.
            why all that in your face advertising
                                               Remember that responding to the blitz   Through these times of uncertainty
            on TV does not apply here.  The
            University of Maryland Advantage   of paper mail, email, TV and internet   Caroline Medical Adult Day Care
                                               solicitation for other Advantage plans   would like to express our gratitude to
            plan can include drug coverage. It’s
                                               is a waste of time because they are not   all frontline workers and support service
            optional but most people go for the
                                               active in our area. For those who may   staff members once again. It cannot be

            drug plan. When the commercials    qualify for QMB and need assistance
            are telling you how to get more and   applying, contact Mary Moran at the   stated enough; thank you to all for your

            better Medicare coverage cheaper, the                                effortful unwavering diligence as you
                                               above number for details.         demonstrate dedication and courage
            important fact to remember is that
            they are not talking about Original   Please note that due to the continuation   during these uncharted challenges.

            Medicare. It is Medicare Advantage   of SHIP working remotely thanks  to   Thank you again.
            they are referring to! Unfortunately,   Covid-19, all SHIP assisted Open   For those who have experienced
            where we live, participation is limited   Enrollments will be conducted by   suffering and loss, we only fall short of

            to those who are Qualifi ed Medicare   phone and mail. There will be no   words to express the sadness. In these
            Benefi ciaries (QMB).               walk in or face to face appointments   difficult times we can only offer our
                                               in October, November, or December.   heartfelt condolences. One thing is
            QMB is an income-based program     Phone contact will continue to provide
            designed to help those individuals                                   certain. We have all been changed and
                                               that personal touch Caroline clients   things have certainly changed.  It has
            with incomes lower than $1,061 per

                                               have come to expect! This phone and   been said, Never has a material been
            month and couples with incomes lower
            than $1,430 per month. So, despite the   mail system allowed for a greater   made more resilient than the human
                                               number of enrollments to be completed   spirit.
            advertising blasts about extra benefi ts
                                               during the 2019 Open Enrollment and
            available to Medicare recipients, if                                 With that being said, once again we
                                               it was extraordinarily successful! Rest
            you live on the Eastern Shore and   assured that since it has already been   would like to offer an outlet; tell us about

            if your income is higher than these                                  your losses. Some have experienced the
                                               utilized, this method is anticipated to
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