Page 15 - September 2021 Issue.indd
P. 15
borrow $40,000 to cover the payoff of
$37,000 plus $3,000 in closing costs. Kelly Bowles, LMT
Swedish, Deep Tissue, Myofacial Release
The shortest-term loan most secondary
Massage, Reiki, Cupping, Hot Stone with
market lenders can do is ten years and
Warm Bamboo Massage, Lymph Dry
the payment at 2.5% would be $376 or
Brushing with Moisturizing Shea Butter
$101 per month less than they were
bowles.kelly18@yahoo.com
currently paying. Sounds like a good
443-987-4045 or Facebook at
deal until you consider you are adding
Kelly L. Bowles, Massage Therapy
two years to the life of the loan. If they
paid an extra $83, or $459 per month on Lydia Wainwright, M.Ac., L.Ac.
the 2.5 % mortgage they would pay off Acupuncture. Gua Sha, Cupping, Moxa
in the same amount of time, eight years. www.HarborHolisticHealing.com
Once we concluded that they would only or 443-474-3631 “Health is
be saving $18 per month comparing the
new loan with 8-year term, they decided Our Treasure,
Michele Wade, LMT
to keep what they had.
Swedish, Myofacial Release Massage, Wellness is
The irony in this experience was that Hot Stone Massage, CrainoSacral Therapy, Our Work”
the borrower was calling me aft er their Clinical Acupressure, Seva Stress Release
current lender had reached out trying Teacher, Acupressure for Anyone Teacher,
to convince them that because their rate Reiki Master Teacher 104 Franklin St,
was so high they must refinance. Had we www.OneL.abmp.com or 410-829-7566 Denton, MD
not had our conversation he would have
gone through with it. Another reason to Scheduling 7 days a week by appointment only.
get a second opinion.
TIME TO TRY SOMETHING
ON YOUR OWN?
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>««ÀÛi` LÕÃiÃÃià >` ÕÃið PRICE REDUCED TO $85,000!
Call Michael Shipley
410-924-4807
mshipley55@comcast.net
110 Market Street
Denton, MD 21629
BENSON & MANGOLD 410-479-0777
15
