Page 57 - November 2023 Issue.indd

of the plans before committing to
something that has a lot of fi ne print!
SHORE MEDICARE SOLUTIONS LLC SHIP spends a lot of time early in
the new year disenrolling folks from
Medicare Advantage who did not do
Marti Wright • Owner their homework!
Independent Insurance Broker Scam alert! The Scamming bottom

feeders are sharpening their teeth
Over 25 Years Experience with and coming after you since all this
advertising is marking the public as
Medicare Supplement Insurance ripe for the picking! Remember that
signing up for Medicare is always

Phone: (410) 443-1169 free! If anyone offers to enroll you or
send you a new card for a fee, know
Email: shoremedicaresolutions@gmail.com that those creeps are out to steal your
identity and your money. Remember
the plan. One does not have the option premium, all Advantage plans collect that Medicare will never call you and
to change their designated drug plan your part “B” premium ($174.70 in Medicare is not issuing new cards so
assigned within the Advantage plan. 2024)) monthly from your social do not give your Medicare number, or

If someone tries to enroll in a stand- security check. This is in addition to credit card number, out to anyone who
alone drug plan, they will automatically any additional monthly premiums they calls you. Please, avoid these wolves in
be disenrolled from Advantage and charge for medical and prescription sheep’s clothing!
go back to original Medicare. CMS drug coverage. Unless one is on both
sets mandatory supplemental benefi ts Medicare and Medicaid (Dual), not Happy Thanksgiving and May God
that are primarily health related only do you pay the monthly part “B” Bless Caroline County !
(dental, hearing, vision) as part of the premium, but there is a very large out Denton Senior Center
contract with the individual Health of pocket deductible to be met before
Care Systems. Enrollees cannot opt the plan pays in full. As with all health Caroline County NUTS program will be
out of these and may be subject to insurance plans, Advantage plans do delivering Thanksgiving Meals this year

a premium for the extra services. negotiate lowered cost for care and to 1,000 Caroline County residents! For
Medicare Advantage’s blanket procedures with providers. However, an application or more information,
advertising tends to highlight Optional Advantage plans cannot manage the please call the Denton Senior Center
benefits, such as those designed for cost of health care based on premiums at 410-479-2535 and ask for Brandy or
Special Supplemental Benefits for the that are combined with the one Gerri. If you know a senior who could

chronically ill. Optional benefits are thousand dollars a month they get per use a holiday meal, please let us know!
geared toward patients who are at high person per month from CMS. Although
risk for hospitalizations and have one this is not part of the advertising, large November 16 – The Senior Center
or more comorbid and complex chronic out of pocket deductibles are the norm will be traveling to Brookletts Place,

conditions that significantly limit the in Advantage plans. In 2023, those the Talbot County Senior Center, for a
health and functioning of the enrollee. deductibles range from $8,000 to Th anksgiving Luncheon.
These supplemental benefits may $10,000 depending on the plan.
November 17 – we will be offering
include meals and transportation, pest

control, or a monthly cash stipend, all After watching a TV or internet ad or Cider Floats on National Cider Day!
Call us for more information about
of which have a reasonable expectation reading the glossy papers that come
of improving or maintaining the overall in the mail, and before placing that Float Day.
function of the patient. Be sure that you phone call to an 800 number, be sure to November 21 – the Senior Center
qualify for these perks before making carefully assess your health needs. Get staff and members will host their own

any changes to your original Medicare the calculator out and do the math for Potluck Thanksgiving Luncheon. If you

and remember that all of these extra what Advantage will actually cost you would like to join us, please contact the
services may include extra monthly compared to what original Medicare’s Senior Center and let us know what
fees. monthly out of pocket costs will be food you will be bringing to the feast!
in 2024. Wait a day before you reach
Unless you participate in the Specifi ed out to their agents. Take the time for November 28 – Giving Tuesday
Low-income Medicare Beneficiary you or a loved one to look up these
Attendees will be encouraged to bring
program (SLMB) which pays the “B” companies online and exam the details
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