Page 44 - March 2021 Issue.indd

The gross costs of many of these meds more information about tiering costs
can be astronomical and “Part D’ is and coverage.
structured to help reduce the burden of All medications covered by “Part D” are
Spot “Part D” is mandatory for those who rated on a tiered scale represented in the
Senior those costs.
prescription drug plan’s “formulary”.
have Medicare “Part A” and “Part B”.
Choosing not to take “Part D” when one Every company’s formulary tiering
by Mary Moran becomes eligible for Medicare will result
in a lifelong fine that is permanently
410-479-2535
added to the monthly premium for a
Medicare RX plan. Plan premiums can
Kudos to our local Volunteer Fire
be as low as $13.60 per month, so when
Departments for opening their doors
transitioning to Medicare be sure to
to the Covid -19 vaccination process!
contact Mary Moran at 410-490-3078
We are grateful for all you do to help our
for “Part D” enrollment assistance.
communities!
Medicare requires the “Part D” plans
Please remember that the Covid-19 ASSISTED LIVING FACILITY
to cover vaccinations for Tdap which
vaccination is free. If you have Medicare,
is a booster for tetanus, diphtheria, and ĂŝůLJ ĐƟǀŝƟĞƐ
bring your card so they can bill “Part
pertussis/whooping cough. It is strongly RN on Call
B” for administering costs. If you have
recommended that you get one if you
another type of insurance, bring your ,ŽŵĞ ŽŽŬĞĚ DĞĂůƐ͕
have never been vaccinated or were ^ŶĂĐŬƐ Θ ĞǀĞƌĂŐĞƐ
card with you to help defray the cost
vaccinated as a child. Even those who
of providing this essential vaccine. >ĂƵŶĚƌLJ Θ ,ŽƵƐĞŬĞĞƉŝŶŐ
were inoculated in childhood need to get
Anything to protect your lungs in the >ŝĐĞŶƐĞĚ ƚŽ WƌŽǀŝĚĞ
a booster every ten years, particularly
world of COVID-19 is a smart move. ĂƌĞ ĨŽƌ >ĞǀĞůƐ ϭ͕Ϯ͕ϯ
if they are around small children. Th e
Remember that “Part B” also covers DĞŵŽƌLJ ĂƌĞ
Shingles vaccine is also covered by “Part
both the annual flu shot and annual ^ƉĞĐŝĂů ŝĞƚ Θ ŝŶŝŶŐ ƐƐŝƐƚĂŶĐĞ
D” as a one-time vaccination that is given
pneumonia vaccine. “Part B” also covers
in a series of two shots over a 2-to-6 WŽƐƚͲƌĞŚĂďŝůŝƚĂƟŽŶ WĂƌƚŶĞƌƐŚŝƉƐ
Hepatitis B shots, a tetanus shot if you ǁŝƚŚ ŽĐƚŽƌƐ ĂŶĚ dŚĞƌĂƉŝƐƚƐ
month period. Depending on the plan,
step on a rusty nail and rabies shots if
you may have to pay a copay because ĂŶĚ ŵƵĐŚ ŵŽƌĞ͘͘͘
you are bitten by a dog.
of the tiering assigned to each vaccine. www.arcadia-living.com

A general rule of thumb is that It may be fiscally wise to wait until you
medications administered in a clinical have met the plan’s deductible before Arcadia of Denton
701 S. 5th Ave
setting are covered by “Part B”, not getting vaccinated or you may get stuck (Formerly Gables at Caroline)
“Part D”. This includes vaccines and paying full price for the vaccination.
shots mentioned above, plus in-office Call the phone number on the back of Come Home to Arcadia
nebulizer treatments, and osteoporosis your “Part D” prescription drug card for
injections, and infusions. “Part B” also
covers immunosuppressants, some
antirejection transplant medicines, TURNING 65?
end stage renal disease meds (ESRD),
diabetic test strips, nebulizers, medical Confused about all the Medicare Terms & Options?
supplies such as catheters, and durable Let Me Help You!
medical equipment.
Medicare “Part D” prescription drug
coverage reduces, or completely covers, Anthony Insurance Services
the cost of medication you take regularly
to manage chronic and short-term Ann M. Anthony
health conditions. Chronic conditions
may include heart disease, high blood
pressure, high cholesterol, asthma, Specializing in Medicare Supplemental Plans,
macular degeneration, glaucoma, Medicare Advantage Plans, Medicare Part-D Plans,
COPD, etc. It also off ers reduced rates Dental and Vision, Long Term Care, and Life Insurance
for meds such as antibiotics, allergy Call Ann Today for an Appointment 410-708-0899 • anthonyins17@gmail.com
meds, and ointments for skin irritation. 22850 Fleming Road, Denton, MD 21629

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