Page 48 - June 2021 Issue.indd

end of the year. Your younger spouse and 20% copays that are the benefi ciary’s
and children may remain eligible for responsibility with Original Medicare.
Marketplace coverage once you have (As stated in May’s column, Part “A”
Spot Medicare. Call your Marketplace contact $1,484 per benefit period and there is no
coinsurance for a hospital stay in 2021 is
Senior dropped off the plan and enrolled in

at 410-479-8910, Maryland Health

limit to benefit periods in a given year.)
Connection, for more information.
Even if one is in good health, that seven
Senior Moments Social Security handles Medicare month Guaranteed Issue period is the
by Mary Moran Enrollment so those turning 65 can time to buy Supplemental Insurance.
go to www. socialsecurity.gov or call Once the Guaranteed Issue period
410-829-4535
Cambridge Social Security at 888-347- expires medical underwriting is
9277 to enroll in both “A” & “B”. permitted by law in Maryland. Medical
he Denton Senior Center is underwriting occurs when a potential

bidding farewell to Agnes Those turning 65 have a seven month insurer gathers data on pre-existing

Hubbard after more than 25 Special Enrollment Period. Th is Special conditions and examines your health
years as Activities Director. Enrollment Period (SEP) begins three history to determine if they will insure
THer famous hugs will be months prior to one’s birthday, includes you. That data influences how much of a

missed by all, and we wish her happiness that birthday month, and ends three monthly premium they will charge you.
in her retirement from Upper Shore months later. If you are already collecting Insurers will not insure an individual
Aging! Social Security you will automatically who develops health issues down the
be enrolled in both A&B and should
Aft er over a year of Covid-19 closure, receive your red, white, and blue card road and applies for supplemental
now that the vaccine is readily available, in the mail. If you do not receive the insurance when it hits the fan! Take
the Senior Center has completed a soft card the month before your birthday, advantage of that seven month’s SEP and
opening for current members and call Social Security to confirm your get your ducks in a row so it is all in place
staff . All staff , and those members who enrollment. Remember to contact Mary the month you turn 65.
have returned to us, have been fully Moran the month before your birthday Those who retire have no later than eight

vaccinated. We now have a community for enrollment in Part “D” prescription months from the time the job ends and
garden where members have planted coverage. We want all your coverages employer coverage stops to enroll in “B”.
Herbs, some Vegetables, and colorful to begin the first day of your Birthday You cannot sign up online when retiring.

flowers to welcome the fine weather! Month! This is because your employer needs to

All agree it is a relief to breathe some supply proof that you had comparable
fresh air together and enjoy each other’s Reminder: This seven month SEP is medical coverage at work by submitting
company after 2020’s isolation. Activities also referred to as Guaranteed Issue form L56 (Request for Employment

such as Senior Exercise and Yoga will Rights. Guaranteed Issue provides Information) to Social Security. The
be resuming soon so call the center at protection from medical underwriting retiring individual must fill out form 40B

410-479-2535 for information on our when purchasing your Supplemental (Application for Enrollment in Medicare
new programing schedule! Insurance. Remember Supplemental (or Part B) and send it into Social Security.
Gap) insurance picks up the coinsurances
Last month we took a hard look at
Medicare part “B”. It should be stated TURNING 65?
that those who are eligible for “B” and do
not have comparable insurance through Confused about all the Medicare Terms & Options?
an employer, the VA, or retirement
plan must enroll in Medicare “A” & “B”. Let Me Help You!
Note that people who are insured by the
Marketplace are no longer eligible for
that program when they turn 65. You Anthony Insurance Services
must now enroll in Medicare. If you
continue to get help paying Marketplace Ann M. Anthony
premiums you may end up having to
repay part or all of the help you got

when you file federal income taxes so Specializing in Medicare Supplemental Plans,
drop it at 65! Additionally, it could aff ect Medicare Advantage Plans, Medicare Part-D Plans,
your family’s medical coverage if you Dental and Vision, Long Term Care, and Life Insurance
personally continue your Marketplace Call Ann Today for an Appointment 410-708-0899 • anthonyins17@gmail.com
coverage since, based on your age, the 22850 Fleming Road, Denton, MD 21629
plan may not renew coverage at the
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