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If you’ve purchased travel insurance, it’s possible that rental car collision coverage is included in that policy. However, you should determine whether the coverage is primary or secondary. In the case of secondary
coverage, the travel insurance will pick up whatever your car insurance company doesn’t pay whereas with primary insurance coverage, you don’t have to get your insurance provider involved at all. This can help reduce a hike in your insurance premium.
Still not sure if you should invest in supplemental rental car insurance? Get in touch with us to determine exactly what your insurance portfolio covers when you rent a car.