Page 5 - Cover letter and evaluation for Geoffrey Newman
P. 5

use the full name of the plan so as to avoid confusion (there are several AARP and Express
               Scripts Part D plans). To acquire a Medigap policy, you can request that the insurance company
               issue you a policy with an effective date of June 1. And it’s a good idea to call a minimum of
               three insurers before deciding which company you will purchase your Medigap policy from.

               Finally, there are a couple of other things to keep in mind as you make the transition to
               Medicare as your primary coverage. On your initial visits to your doctors after June 1, show the
               office staff your new enrollment cards for Medicare A&B, your Medigap policy and your Part D
               stand-alone plan. That will help to avoid any billing confusion. Also, you’re entitled to a free
               “Welcome to Medicare” physical (see page 11 of the evaluation), but you’ll probably have to
               request it.

                                                   Sincerely,


                                                   David Armes, CFP®

               Attachments

               WDA:12115














































                                                              5
   1   2   3   4   5   6   7   8   9   10