Page 13 - Cover Letter and Evaluation for Sarah Spero
P. 13

Your estimated costs in each plan


                                                                                                 Scripps Classic
                                                                           Blue Shield 65 Plus
                         Plan name     Medigap Plan G     Medigap Plan N                      offered by SCAN (an
                                                                               HMO Plan
                                                                                                    HMO)
                 Toll-Free Number           NA                 NA            (888) 534-4263     (888) 315-7226

                 Health plan premiums + medical deductible + Rx drug costs
          lity ratings from
          Medicare web site
             Part B premiums for 3
                months ($144.60 a           $434              $434               $434               $434

                           month)*
             Health plan premiums

             for 3 months  (Medigap         $475              $400                 $0                 $0
               premiums are estimates)

                Health plan/Part B
                      deductible**          $198              $198                 $0                 $0
               Rx drug costs for 3
                  months at plan's          $146              $146                $15                $45
               preferred pharmacy

                              Total        $1,253             $1,178             $449               $479

                                                                           Excellent.
                                 Part A and Part B out-of-pocket costs
                                                                           $3,399 limit       Excellent. $3,400
           Part A: The amount you                                          $295 a day for days  $295 a day for days
                                                                            1-7 in a network
                                                                                               1-7 in a network
                 will pay if you are      No cost            No cost       hospital; $0 per day  hospital; $0 per day
                       hospitalized                                           for days 8-90      for days 8-90

            Part B:  Amounts owed                         Below are cost-

               for most outpatient   No cost after Part B   sharing amounts      Varies             Varies
                                      deductible is paid
                                                            after Part B
                           services                      deductible is paid
                                  Cost-sharing for doctors' office visits

                                                                    =
            In-Network Primary
                Care Co-Pays                             After deductible is      $15                $10
                                                        paid, up to $20 for
           In-Network Specialist     No cost after Part B   doctors' office visits
                   Co-Pays            deductible is paid  and $50 for visit to    $35                $35

              Out-of-Network                             emergency room
                   Co-Pays                                                    No coverage        No coverage
          *This is 2020 Part B premium for new enrollees. Higher income people may pay more.
          **Part B deductible in 2020 is $198.



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