Page 11 - Cover letter and evaluation for Lee Palmiter
P. 11

Plans that appear to meet your criteria (cont'd)




                                                                                                 Medigap High-
                          Plan name    Medigap Plan F     Medigap Plan G     Medigap Plan N
                                                                                                Deductible Plan F

                 Toll-Free Number            NA                 NA                 NA                 NA

                         Estimated annual premiums for medical coverage
          lity ratings from Medicare web site (best rating = 5 stars)
              2019 standard Part B
             premium of $135.50 a          $1,626             $1,626             $1,626             $1,626

                            month*

                 Health plan annual
                 premiums  (Medigap        $2,300             $2,100             $1,600              $900
               premiums are estimates)

                              Total        $3,926             $3,726             $3,226             $2,526

                 Plan premiums + health deductible + costs for your Rx drugs

            Total medical premiums         $3,926             $3,726             $3,226             $2,526
                         (from above)

             Plan health deductible
           (includes Part B deductible if    $0                $185               $185              $2,300
                 not covered by plan**)
              Annual Rx drug costs
          (premiums + deductible +         $1,910             $1,910             $1,910             $1,910

                           co-pays)


           Total  (includes cost-sharing   $5,836             $5,821             $5,321             $6,736
          for the Rx drugs you now take)

                                  Cost-sharing for doctors office visits
                                                                     =
            In-Network Primary                             No co-pays for                        No co-pays for

                Care Co-Pays                             Medicare-covered                      Medicare-covered
                                        No co-pays for
           In-Network Specialist      Medicare-covered     services after   Up to $20 per visit  services after
                   Co-Pays                services        you've paid the                       you've paid the
              Out-of-Network                                $185 Part B                          plan's $2,300
                                                                                                  deductible
                                                            deductible
                   Co-Pays
          *This is 2019 standard Part B premium for new enrollees who are not yet receiving Social Security benefits.
          **Part B deductible in 2019 is $185.


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