Page 10 - Cover Letter and Evaluation for Susan Church

Plans that appear to meet your criteria

These four plans are compared on this page and the following page.

Humana Gold Plus Humana Choice Humana Choice
Plan Name HMO Plan (H4141- PPO Plan (H5216- PPO Plan (H5216- Medigap Plan N
015) 147) 153)

Toll-Free Number (800) 833-2364 (800) 833-2364 (800) 833-2364 NA
QuaSection Heading How do these plans compare?
lity ratings from

Can you continue to see your Yes, but verify Yes Yes Yes
physician(s)?

Medigap policies
How large is the plan's provider More than 19,000 More than 20,000 More than 20,000 do not have
network? providers providers providers
networks

Do you need referrals to see Not if you remain
specialists? in the network No No No

$290 a day for days $290 a day for days $450 a day for days No cost for
What is the potential cost of a
hospital stay? 1-7 in a network 1-7 in a network 1-4 in a network Medicare-covered
hospital hospital hospital hospital services

Weak. $6,700 in Weak. $6,700 in Excellent. It does
How good is the plan's Fair. $5,900 for network and network and not have an out-of-
catastrophic coverage? network services $10,000 in- and out-$10,000 in- and out- pocket limit,
of-network of-network though

Medigap policies
What are Medicare's ratings 3.5 out of 5 stars 4 out of 5 stars 4 out of 5 stars are not rated by
for this plan?
Medicare

Benefits for services not covered by Medicare

Not covered.
Routine dental care Some benefits Some benefits Optional Not covered
supplemental
packages for added
Routine vision care Some benefits Some benefits premiums Not covered

After $250
deductible, 80% of
Foreign travel emergencies Not covered Not covered Not covered
costs ($50,000
lifetime limit)

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