Page 12 - Cover Letter and Evaluation for Forrest Hoover
P. 12

Plans that appear to meet your criteria


                                 These four plans are compared on this page and the following page.

                                                                                AARP Medicare
                                                           Medigap Plan High-  Complete Focus    Humana Gold Plus
                             Plan Name     Medigap Plan G                                            HMO Plan
                                                               Deductible F        PPO Plan           (H5619-051)
                                                                                 (H2228-020)

                     Toll-Free Number           NA                 NA           (800) 555-5757    (800) 833-2364

            QuaSection Heading            How do these plans compare?
            lity ratings from

                Can you continue to see
                     your physician(s)?         Yes                Yes               Yes           Yes, but verify


                How large is the plan's   Medigap policies   Medigap policies   More than 1,000   More than 5,500
                     provider network?      do not have        do not have      providers in Ft.   providers in Ft.
                                                                networks
                                                                                                    Wayne area
                                             networks
                                                                                 Wayne area
              Do you need referrals to
                       see specialists?         No                 No                No                 Yes


            What is the potential cost       No cost for       No cost for    $370 a day for days  $275 a day for days

                     of a hospital stay?  Medicare-covered  Medicare-covered   1-5 in a network   1-7 in a network
                                                                                   hospital
                                                             hospital services
                                          hospital services
                                                                                                      hospital
                                          Excellent. It does   Excellent. It does   Average for PPO.
                 How good is the plan's  not have an out-of- not have an out-of- $4,800 in network;   Very good. $3,400
                catastrophic coverage?      pocket limit,      pocket limit,   $10,000 in-and-out   for network
                                                                                                      services
                                              though             though           of network


                  What are Medicare's     Medigap policies   Medigap policies
                  ratings for this plan?   are not rated by   are not rated by   4 out of 5 stars  4 out of 5 stars
                                             Medicare           Medicare
                                 Benefits for services not covered by Medicare


                                                                               Limited benefits,
                    Routine dental care     Not covered        Not covered    supplemental plans  Supplemental plans
                                                                                   available         available


                    Routine vision care     Not covered        Not covered     Limited benefits   Limited benefits

                                             After $250        After $250
                                         deductible, 80% of  deductible, 80% of
            Foreign travel emergencies                                           Not covered        Not covered
                                           costs ($50,000     costs ($50,000
                                            lifetime limit)   lifetime limit)


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