Page 1 - Cover Letter and Evaluation for Mr. Michael Johnson

November 6, 2019

Mr. Michael D. Johnson
655 S. Rimpau Blvd.
Los Angeles, CA 90005

Dear Mr. Johnson:

This first page includes a checklist of the steps you should take in the coming days to make sure
your coverage will go into effect on December 1 and for the 2020 plan year. More complete
explanations begin on page 2, and the reference material is in the appendices.

Step One: Enroll in a Medigap policy that will go into effect on December 1. Both Plan F
and Plan G are solid choices. These two plans are identical except that Plan G does not cover
the Part B deductible, which is $185 in 2019. By choosing Plan F, you won’t have to worry about
paying all or a portion of the Part B deductible in December and again in January. Later you can
switch to Plan G if you decide it’s a better value.

Step Two: Enroll in the Aetna Medicare Rx Select Prescription Drug Plan (PDP) within
the next 10 days or so. You can enroll by calling (855) 429-0700. It’s important to specify that
you want your coverage to begin December 1. And it’s likely you will be asked to provide
evidence that you have creditable drug coverage from the SCE plan The Aetna Medicare Rx
Select PDP’s total cost for your drugs for the month of December, including the $19.10 monthly
premium, will be $44.80. That assumes you get all your prescriptions filled during the month of
December and that you get them filled at a CVS pharmacy. If you can save money by getting
your prescriptions filled in the SCE plan later this month, you might consider that. The Aetna
plan’s benefit summary is in Appendix C2.

Step Three: During the first week of December and no later than December 7, enroll in
the Anthem Blue Cross MediBlue Rx Enhanced PDP by calling (833) 348-5281 and letting the rep
know that you want your coverage to begin on January 1. You do not need to dis-enroll from
the Aetna plan – when Medicare is notified by Anthem Blue Cross that you have enrolled in its
plan, Medicare will dis-enroll you from the Aetna plan at the end of December. In both plans
you will save money if you get your prescriptions filled at a CVS pharmacy. The Anthem Blue
Cross plan’s benefit summary is in Appendix B3.

You might see if Rite Aid will transfer your current prescriptions to CVS at the end of this
month. If that’s not an option, you will need to ask your doctors for new prescriptions. Because
CVS is a preferred pharmacy in both stand-alone drug plans that you will enroll in, it should be
easy to have your prescriptions transferred from the Aetna plan to the Anthem Blue Cross plan
at the end of December (but it’s a good idea to verify that with the CVS pharmacist).