Page 9 - Cover Letter and Evaluation for Mr. Michael Johnson
P. 9

Your estimated costs in each plan



                         Plan name    Medigap Plan F     Medigap Plan G


                 Toll-Free Number           NA                NA

                    Minimum costs (health plan premiums + Rx drug costs)
          lity ratings from
          Medicare web site
             2019 standard Part B
             premium of $135.50 a         $1,626             $1,626
                           month*

                 Health plan annual

                 premiums  (Medigap       $1,925             $1,700
               premiums are estimates)
                 Rx drug costs (Rx
           premiums + deductible +         $656              $656

                      copayments)

                             Total        $3,551             $3,326
                                 Part A and Part B out-of-pocket costs



           Part A: The amount you       No cost for        No cost for

                 will pay if you are  Medicare-covered  Medicare-covered
                       hospitalized    hospitalization   hospitalization


           Part B:  The amount you
                  will pay for most                       $ after Part B
                 Medicare-covered           $0          deductible is paid
                                                         ($185 in 2019)
               outpatient services

                                 Cost-sharing for doctors' office visits
                                                                   =
            In-Network Primary
                Care Co-Pays                             No co-pays for
                                       No co-pays for
                                                        Medicare-covered
           In-Network Specialist      Medicare-covered  services after $185
                  Co-Pays                 services     Part B deductible is
              Out-of-Network                                  paid
                  Co-Pays

          *This is 2019 Part B premium for new enrollees. Higher income people may pay more.
          **Part B deductible in 2019 is $185.



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