Page 13 - Cover Letter and Medicare Evaluation for Andrea Masters
P. 13

Plans that appear to meet your criteria (cont'd)



                                                                            CDPHP $0         Highmark Blue
                        Plan name    Medigap Plan G    Medigap Plan N    Medicare Rx HMO    Shield Freedom
                                                                               Plan         Nation PPO Plan

                Toll-Free Number           NA                NA           (888) 519-4455    (888) 875-2232

                                 Estimated medical premiums for 2022
          lity ratings from Medicare web site (best rating = 5 stars)
                 Standard Part B
                                         $2,041            $2,041             $2,041            $2,041
                        premium *
            Health plan premiums
               (Medigap premiums are     $2,400            $2,100               $0                $0
                         estimates)

                             Total       $4,441            $4,141             $2,041            $2,041

                            Minimum costs for Medicare-covered services

          Total medical premiums         $4,441            $4,141             $2,041            $2,041
                       (from above)


           Plan health deductible
            (includes Part B deductible   $233              $233                $0                $0
             if not covered by plan**)


                   Annual Rx drug
                        premiums           $86               $86                $0                $0


            Total Minimum Costs
             (includes cost-sharing for   $4,760           $4,460             $2,041            $2,041
            the Rx drugs you now take)


                                  Cost-sharing for doctors' office visits
                                                                     =
            In-Network Primary                        After Part B annual
               Care Co-Pays          No co-pays after   deductible is paid,     $0           $0-$5 co-pay

          In-Network Specialist     the annual Part B  up to $20 co-pays
                  Co-Pays           deductible ($233)  for doctors' office   $0 - $40         $36 co-pay
             Out-of-Network                is paid     visits and $50 for   Not covered unless
                                                           ER visit
                  Co-Pays                                                   emergency         40% of cost
          *The 2022 standard Part B premium for new enrollees is $170.10 a month; higher income people may pay
          more. **Part B deductible in 2022 is $233.



                                                            3
   8   9   10   11   12   13   14   15   16   17   18