Page 15 - Cover Letter and Medicare evaluation for Dr. Peter Yesawich
P. 15

Your estimated costs in each plan


                                                                            Bright Advantage    Aetna Medicare
                         Plan name     Medigap Plan F     Medigap Plan N   Part B Savings PPO   Premier Plus PPO
                                                                                  Plan               Plan
                 Toll-Free Number           NA                 NA            (844) 679-2028     (855) 275-6627

                 Health plan premiums + medical deductible + Rx drug costs
          lity ratings from
          Medicare web site
              2021 Part B premium
               ($148.50 a month)*          $1,782             $1,782             $822               $1,782

                 Health plan annual

                 premiums  (Medigap        $3,300             $2,500               $0                 $0
               premiums are estimates)
               Plan medical/Part B          NA                $203                 $0                 $0
                      deductible**


            2021 Rx drug costs for
            retail pharmacy refills        $2,761             $2,761             $438               $1,483


                              Total        $7,843             $7,246             $1,260             $3,265
                                 Part A and Part B out-of-pocket costs
                                                                           $

           Part A: The amount you                                          $240 a day for days  $250 a day for days
                 will pay if you are      No cost            No cost        1-7 in a network   1-4 in a network
                                                                              hospital; $0
                                                                                                hospital; $0 for
                       hospitalized                                            thereafter         days 5-90

            Part B:  Amounts owed                        Shown below are     Small co-pays in   Small co-pays in
                                                                                               network; 50% of
               for most outpatient        No cost       cost-sharing amonts  network; 40% of   cost for many out-
                                                            after Part B
                                                                           cost for many out-
                           services                      deductible is met  of-network services of-network services

                                  Cost-sharing for doctors' office visits
                                                                    =
            In-Network Primary

                Care Co-Pays                              $20 for doctor's         $0                 $0
           In-Network Specialist          No cost       office visits and $50
                   Co-Pays                                for emergency           $30                $35
              Out-of-Network                                room visits     $0 primary care;   $55 primary care;
                   Co-Pays                                                    $50 specialist     $65 specialist
          *This is 2021 Part B premium for new enrollees. Higher income people may pay more. Bright Advantage plan has
          $80 a month Part B premium rebate
          **Part B deductible in 2021 is $203; medical deductibles for Advantage plans vary.


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