Page 11 - Cover Letter and Evaluation for Marilyn Shelton
P. 11

Marilyn's estimated costs in each plan



                        Plan name    Medigap Plan G    Medigap Plan  N   Medigap Plan L     Medigap Plan K


                 Toll-Free Number         NA                NA                NA                 NA
                     Minimum costs (health plan premiums + Rx drug costs)
          lity ratings from
          Medicare web site
             2019 standard Part B
             premium of $135.50 a        $1,626            $1,626           $1,626             $1,626
                           month*

               Medigap estimated
                  annual premiums        $1,850            $1,525           $1,450             $1,000


               Rx mail-order costs
                   (premiums + co-       $1,198            $1,198           $1,198             $1,198
                        payments)

                             Total       $4,674            $4,349           $4,274             $3,824


                 Part B deductible      $185**            $185**            $185**             $185**

                          Part A and Part B out-of-pocket costs (2019 costs)


           Part A: The amount you      No cost for       No cost for
                 will pay if you are  Medicare-covered  Medicare-covered   You will pay $341  You will pay $682
                      hospitalized   hospitalization   hospitalization


           Part B:  The amount you                   See below for cost-

                  will pay for most  $0 after $185 Part B  sharing amounts   5% of Medicare-  10% of Medicare-
                Medicare-covered  deductible is paid  after Part B $185   approved cost for   approved cost for
                                                                                            most services
                                                                          most services
               outpatient services                    deductible is paid
                                 Cost-sharing for doctors' office visits
                                                                  =
            In-Network Primary
                Care Co-Pays         No co-pays for     up to $20 for
                                    Medicare-covered  Medicare-approved  You will pay 5% of
           In-Network Specialist      doctors' office visits  doctor's office visit;   the Medicare-  You will pay 10% of
                                                                                            the Medicare-
                  Co-Pays           after $185 Part B   $50 for emergency  approved amount  approved amount

                                    de
              Out-of-Network              ductible is paid  room visit
                  Co-Pays
          *This is 2019 Part B premium for new enrollees. Higher income people may pay more.
          **Part B deductible in 2019 is $185.



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